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Liability waiver
Scooby Doo wrote: A local charity is having a silent auction soon and I want to donate a lake cruise of a few hours to the auction. Anyone know where I can find a standard liability waiver for such an endeavor? You might be better off to see about getting a rider to cover it, or a written clarification from your insurance company that your present policy will cover you for potential liability claims. Those "waiver or liability" forms, particularly the boiler plate versions, are almost meaningless if something goes seriously wrong. There's also been some recent discussion about cruises of this type falling into the "for hire" category and technically requiring a master's certificate. (Operating "for hire" could negate your insurance.)A determining consideration may be: "Would the boat owner have invited the passengers out for the cruise if the passengers had not paid money to a third party for the privilege?" The "waiver of liability" form is another red flag that your cruise could fall under the for-hire classification. The lawyer for the party injured aboard your boat will likely make a point of asking whether you routinely ask all your friends and neighbors to sign waivers of liability before taking them for a spin in your boat. If your insurance company won't underwrite the risk as part of your standard policy or for a reasonable fee, that should be a noteworthy consideration. |
#2
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On 25 Jul 2005 18:05:01 -0700, "
wrote: Scooby Doo wrote: A local charity is having a silent auction soon and I want to donate a lake cruise of a few hours to the auction. Anyone know where I can find a standard liability waiver for such an endeavor? You might be better off to see about getting a rider to cover it, or a written clarification from your insurance company that your present policy will cover you for potential liability claims. Those "waiver or liability" forms, particularly the boiler plate versions, are almost meaningless if something goes seriously wrong. There's also been some recent discussion about cruises of this type falling into the "for hire" category and technically requiring a master's certificate. (Operating "for hire" could negate your insurance.)A determining consideration may be: "Would the boat owner have invited the passengers out for the cruise if the passengers had not paid money to a third party for the privilege?" The "waiver of liability" form is another red flag that your cruise could fall under the for-hire classification. The lawyer for the party injured aboard your boat will likely make a point of asking whether you routinely ask all your friends and neighbors to sign waivers of liability before taking them for a spin in your boat. If your insurance company won't underwrite the risk as part of your standard policy or for a reasonable fee, that should be a noteworthy consideration. What Chuck said. |
#3
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I am in the ins business. I don't think your ins co. will issue any
waivers. I feel your policy will cover the event since you are not receiving any money in return but I would talk with them first. Andy "Scooby Doo" wrote in message ... A local charity is having a silent auction soon and I want to donate a lake cruise of a few hours to the auction. Anyone know where I can find a standard liability waiver for such an endeavor? |
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