If all you want is liability insurance--which no boat owner should be
without IMO--consider just buying a personal liability umbrella policy
from your homeowners insurance carrier. $2 mil is typically under
$300/year.

The most iiability coverage included in most boat insurance policies
only 300-500k...which is peanuts if you should get sued these days.
Which is why I always carried another $2 mil umbrella...'cuz when you
get sued for anything arising out of your possible liability, it doesn't
matter which "pocket" the money to cover your behind is in, as long as
you have a full pocket somewhere. And with your driving record, I think
you'd better have one.
--
Peggie
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Peggie Hall
Specializing in marine sanitation since 1987
Author "Get Rid of Boat Odors - A Guide To Marine Sanitation Systems and
Other Sources of Aggravation and Odor"
http://shop.sailboatowners.com/detai...=400&group=327

http://www.seaworthy.com/html/get_ri...oat_odors.html