NOYB wrote:
"HarryKrause" wrote in message
...
This was in today's bag of email:

Dear Harry Krause

You have been pre-approved for a $826,000 Home Loan at a 4% Fixed
Rate.

This offer is being extended to you unconditionally.

To take Advantage of this Limited, all we ask is that you visit our

Website and complete the Approval Form.

(URL deleted)

- - -


It was my understanding from reading this newsgroup that only
dentists
receive these kinds of offers.

Only the older dentists get such an offer. Us young guns have to
settle for
$790k at 4.25%...but at least they fix the rate for 5 years.

Is that why you have an interest only loan?

wrote in message
oups.com...

NOYB wrote:
"HarryKrause" wrote in message
...
This was in today's bag of email:

Dear Harry Krause

You have been pre-approved for a $826,000 Home Loan at a 4% Fixed
Rate.

This offer is being extended to you unconditionally.

To take Advantage of this Limited, all we ask is that you visit our

Website and complete the Approval Form.

(URL deleted)

- - -


It was my understanding from reading this newsgroup that only
dentists
receive these kinds of offers.

Only the older dentists get such an offer. Us young guns have to
settle for
$790k at 4.25%...but at least they fix the rate for 5 years.

Is that why you have an interest only loan?

I have an interest only loan because: a) it makes no sense to tie up my
money by paying principal on a home that's appreciating 20-25% per year in
value, b) my business won't be paid off until 2009...at which time I will
get a $6000/month "raise".

"NOYB" wrote in message
nk.net...

I have an interest only loan because: a) it makes no sense to tie up my
money by paying principal on a home that's appreciating 20-25% per year in
value, b) my business won't be paid off until 2009...at which time I will
get a $6000/month "raise".


I can see a lot of 'snowbirds' are gonna have their feathers plucked.

"NOYB" wrote in message
nk.net...

wrote in message
oups.com...

NOYB wrote:
"HarryKrause" wrote in message
...
This was in today's bag of email:

Dear Harry Krause

You have been pre-approved for a $826,000 Home Loan at a 4% Fixed
Rate.

This offer is being extended to you unconditionally.

To take Advantage of this Limited, all we ask is that you visit our

Website and complete the Approval Form.

(URL deleted)

- - -


It was my understanding from reading this newsgroup that only
dentists
receive these kinds of offers.

Only the older dentists get such an offer. Us young guns have to
settle for
$790k at 4.25%...but at least they fix the rate for 5 years.

Is that why you have an interest only loan?

I have an interest only loan because: a) it makes no sense to tie up my
money by paying principal on a home that's appreciating 20-25% per year
in
value, b) my business won't be paid off until 2009...at which time I
will
get a $6000/month "raise".

It is obvious the "King" has no clue. The capital investment in a dental
practice is as intense, if not more than just about any other medical type
practice. But from a repeat business, there are not many that are so
lucrative......except maybe for M.J.'s plastic surgeon. :-)

"P. Fritz" wrote in message
...

"NOYB" wrote in message
nk.net...

wrote in message
oups.com...

NOYB wrote:
"HarryKrause" wrote in message
...
This was in today's bag of email:

Dear Harry Krause

You have been pre-approved for a $826,000 Home Loan at a 4% Fixed
Rate.

This offer is being extended to you unconditionally.

To take Advantage of this Limited, all we ask is that you visit our

Website and complete the Approval Form.

(URL deleted)

- - -


It was my understanding from reading this newsgroup that only
dentists
receive these kinds of offers.

Only the older dentists get such an offer. Us young guns have to
settle for
$790k at 4.25%...but at least they fix the rate for 5 years.

Is that why you have an interest only loan?

I have an interest only loan because: a) it makes no sense to tie up my
money by paying principal on a home that's appreciating 20-25% per year
in
value, b) my business won't be paid off until 2009...at which time I
will
get a $6000/month "raise".

It is obvious the "King" has no clue. The capital investment in a dental
practice is as intense, if not more than just about any other medical type
practice. But from a repeat business, there are not many that are so
lucrative......except maybe for M.J.'s plastic surgeon. :-)

5 1/2 years ago, I spent $425k buying a dental practice with old equipment.
I've spent an additional $150,000+ over the last 5 1/2 years updating
equipment to keep things modern and the technology cutting edge. There's no
bilking going on, as my fees fall right at or just under UCR for my area.
My hygienist is booked through the second week of May, and I don't have an
opening for anything but emergencies over the next 3 weeks. I've even had
to open up the next 2 Fridays...which is really starting to irk me as it's
cutting into my fishing and boating time. Hopefully things slow down before
the pelagics (kings, tarpon, permits) move back through my area.

"NOYB" wrote in message
ink.net...

"P. Fritz" wrote in message
...

"NOYB" wrote in message
nk.net...

wrote in message
oups.com...

NOYB wrote:
"HarryKrause" wrote in message
...
This was in today's bag of email:

Dear Harry Krause

You have been pre-approved for a $826,000 Home Loan at a 4% Fixed
Rate.

This offer is being extended to you unconditionally.

To take Advantage of this Limited, all we ask is that you visit
our

Website and complete the Approval Form.

(URL deleted)

- - -


It was my understanding from reading this newsgroup that only
dentists
receive these kinds of offers.

Only the older dentists get such an offer. Us young guns have to
settle for
$790k at 4.25%...but at least they fix the rate for 5 years.

Is that why you have an interest only loan?

I have an interest only loan because: a) it makes no sense to tie up
my
money by paying principal on a home that's appreciating 20-25% per
year in
value, b) my business won't be paid off until 2009...at which time I
will
get a $6000/month "raise".

It is obvious the "King" has no clue. The capital investment in a
dental practice is as intense, if not more than just about any other
medical type practice. But from a repeat business, there are not many
that are so lucrative......except maybe for M.J.'s plastic surgeon.
:-)

5 1/2 years ago, I spent $425k buying a dental practice with old
equipment. I've spent an additional $150,000+ over the last 5 1/2 years
updating equipment to keep things modern and the technology cutting edge.
There's no bilking going on, as my fees fall right at or just under UCR
for my area. My hygienist is booked through the second week of May, and I
don't have an opening for anything but emergencies over the next 3 weeks.
I've even had to open up the next 2 Fridays...which is really starting to
irk me as it's cutting into my fishing and boating time. Hopefully things
slow down before the pelagics (kings, tarpon, permits) move back through
my area.

The equipment cost is what really shocked me in the last couple of dental
offices I did, The one practice opted for partial walls, so that two rooms
could share xray machines, hand sinks etc.

On Tue, 22 Mar 2005 15:17:52 GMT, "NOYB" wrote:
5 1/2 years ago, I spent $425k buying a dental practice with old equipment.
I've spent an additional $150,000+ over the last 5 1/2 years updating
equipment to keep things modern and the technology cutting edge. There's no
bilking going on, as my fees fall right at or just under UCR for my area.
My hygienist is booked through the second week of May, and I don't have an
opening for anything but emergencies over the next 3 weeks. I've even had
to open up the next 2 Fridays...which is really starting to irk me as it's
cutting into my fishing and boating time. Hopefully things slow down before
the pelagics (kings, tarpon, permits) move back through my area.

==========================================

Could you recommend a good dentist in the Cape Coral/Ft Myers area by
any chance? Preferably a boater/fisherman :-) My old dentist in
Larchmont was a boater and it always made the visit a little more
pleasant to exchange a few stories.



(EMAIL address is correct as written)

You have mail.


"Wayne.B" wrote in message
...
On Tue, 22 Mar 2005 15:17:52 GMT, "NOYB" wrote:
5 1/2 years ago, I spent $425k buying a dental practice with old
equipment.
I've spent an additional $150,000+ over the last 5 1/2 years updating
equipment to keep things modern and the technology cutting edge. There's
no
bilking going on, as my fees fall right at or just under UCR for my area.
My hygienist is booked through the second week of May, and I don't have an
opening for anything but emergencies over the next 3 weeks. I've even
had
to open up the next 2 Fridays...which is really starting to irk me as it's
cutting into my fishing and boating time. Hopefully things slow down
before
the pelagics (kings, tarpon, permits) move back through my area.

==========================================

Could you recommend a good dentist in the Cape Coral/Ft Myers area by
any chance? Preferably a boater/fisherman :-) My old dentist in
Larchmont was a boater and it always made the visit a little more
pleasant to exchange a few stories.



(EMAIL address is correct as written)