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#2
posted to rec.boats
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stimulus payments
On Sun, 19 Apr 2020 21:36:05 -0400, wrote:
On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite" wrote: On 4/19/2020 7:09 PM, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. How do you think your stimulus money is being sent to your account? Or your SS deposits? According to cyber experts, on-line banking, being encrypted, is more secure than physically appearing at your bank and depositing or withdrawing $$ that creates an unencrypted paper trail. It's also more secure than using your ATM card. If someone hacks the bank and gets your money you have recourse. If they hack you, get your PIN/PW, it is not that certain how fast they will make you whole, if ever. As far as they are concerned "You" took the money (we saw you log in) and you have to prove otherwise. === Many, if not most, ATM machines are also taking your picture as you transact. That's one of the ways they catch scammers. -- This email has been checked for viruses by AVG. https://www.avg.com |
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#3
posted to rec.boats
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stimulus payments
On 4/19/2020 11:22 PM, wrote:
On Sun, 19 Apr 2020 21:36:05 -0400, wrote: On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite" wrote: On 4/19/2020 7:09 PM, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. How do you think your stimulus money is being sent to your account? Or your SS deposits? According to cyber experts, on-line banking, being encrypted, is more secure than physically appearing at your bank and depositing or withdrawing $$ that creates an unencrypted paper trail. It's also more secure than using your ATM card. If someone hacks the bank and gets your money you have recourse. If they hack you, get your PIN/PW, it is not that certain how fast they will make you whole, if ever. As far as they are concerned "You" took the money (we saw you log in) and you have to prove otherwise. === Many, if not most, ATM machines are also taking your picture as you transact. That's one of the ways they catch scammers. I use online banking for just about everything. Paying bills, checking accounts, deposits, receiving and sending wire transfers, etc. Only written check I write is for the landscaping service in the summer and snow plowing in the winter. My wife is like Greg. SHe doesn't trust it. She has accounts in another bank and does everything the old fashioned way except for her SS check which is direct deposited. I've tried to convince her that it's safe and very convenient. I've explained that every time she uses her ATM card a credit card or even if she writes a check at a store her account info is being transmitted to the bank and back but she won't hear of it. -- This email has been checked for viruses by AVG. https://www.avg.com |
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#4
posted to rec.boats
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stimulus payments
On Monday, April 20, 2020 at 12:59:25 AM UTC-4, Mr. Luddite wrote:
On 4/19/2020 11:22 PM, wrote: On Sun, 19 Apr 2020 21:36:05 -0400, wrote: On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite" wrote: On 4/19/2020 7:09 PM, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. How do you think your stimulus money is being sent to your account? Or your SS deposits? According to cyber experts, on-line banking, being encrypted, is more secure than physically appearing at your bank and depositing or withdrawing $$ that creates an unencrypted paper trail. It's also more secure than using your ATM card. If someone hacks the bank and gets your money you have recourse. If they hack you, get your PIN/PW, it is not that certain how fast they will make you whole, if ever. As far as they are concerned "You" took the money (we saw you log in) and you have to prove otherwise. === Many, if not most, ATM machines are also taking your picture as you transact. That's one of the ways they catch scammers. I use online banking for just about everything. Paying bills, checking accounts, deposits, receiving and sending wire transfers, etc. Only written check I write is for the landscaping service in the summer and snow plowing in the winter. My wife is like Greg. SHe doesn't trust it. She has accounts in another bank and does everything the old fashioned way except for her SS check which is direct deposited. I've tried to convince her that it's safe and very convenient. I've explained that every time she uses her ATM card a credit card or even if she writes a check at a store her account info is being transmitted to the bank and back but she won't hear of it. I remember back in the old days some people were leery of reading their credit card info to someone in a phone call when paying. They were concerned that someone could be listening and could steal the card numbers. But those same folks typically didn't have an issue dialing the card number on the phone's keypad. What they didn't realize is how easy it was to just capture those DTMF digits with a cheap decoder and display or store them. |
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#5
posted to rec.boats
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stimulus payments
On Mon, 20 Apr 2020 09:59:10 -0700 (PDT), Its Me
wrote: On Monday, April 20, 2020 at 12:59:25 AM UTC-4, Mr. Luddite wrote: On 4/19/2020 11:22 PM, wrote: On Sun, 19 Apr 2020 21:36:05 -0400, wrote: On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite" wrote: On 4/19/2020 7:09 PM, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. How do you think your stimulus money is being sent to your account? Or your SS deposits? According to cyber experts, on-line banking, being encrypted, is more secure than physically appearing at your bank and depositing or withdrawing $$ that creates an unencrypted paper trail. It's also more secure than using your ATM card. If someone hacks the bank and gets your money you have recourse. If they hack you, get your PIN/PW, it is not that certain how fast they will make you whole, if ever. As far as they are concerned "You" took the money (we saw you log in) and you have to prove otherwise. === Many, if not most, ATM machines are also taking your picture as you transact. That's one of the ways they catch scammers. I use online banking for just about everything. Paying bills, checking accounts, deposits, receiving and sending wire transfers, etc. Only written check I write is for the landscaping service in the summer and snow plowing in the winter. My wife is like Greg. SHe doesn't trust it. She has accounts in another bank and does everything the old fashioned way except for her SS check which is direct deposited. I've tried to convince her that it's safe and very convenient. I've explained that every time she uses her ATM card a credit card or even if she writes a check at a store her account info is being transmitted to the bank and back but she won't hear of it. I remember back in the old days some people were leery of reading their credit card info to someone in a phone call when paying. They were concerned that someone could be listening and could steal the card numbers. But those same folks typically didn't have an issue dialing the card number on the phone's keypad. What they didn't realize is how easy it was to just capture those DTMF digits with a cheap decoder and display or store them. The issue was giving out your number to a stranger, no matter what the transmission method was. Congress fixed that by making the CC company eat fraudulent charges. Credit cards were so profitable that they went along. |
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#6
posted to rec.boats
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stimulus payments
On Monday, April 20, 2020 at 2:07:51 PM UTC-4, wrote:
On Mon, 20 Apr 2020 09:59:10 -0700 (PDT), Its Me wrote: On Monday, April 20, 2020 at 12:59:25 AM UTC-4, Mr. Luddite wrote: On 4/19/2020 11:22 PM, wrote: On Sun, 19 Apr 2020 21:36:05 -0400, wrote: On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite" wrote: On 4/19/2020 7:09 PM, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. How do you think your stimulus money is being sent to your account? Or your SS deposits? According to cyber experts, on-line banking, being encrypted, is more secure than physically appearing at your bank and depositing or withdrawing $$ that creates an unencrypted paper trail. It's also more secure than using your ATM card. If someone hacks the bank and gets your money you have recourse. If they hack you, get your PIN/PW, it is not that certain how fast they will make you whole, if ever. As far as they are concerned "You" took the money (we saw you log in) and you have to prove otherwise. === Many, if not most, ATM machines are also taking your picture as you transact. That's one of the ways they catch scammers. I use online banking for just about everything. Paying bills, checking accounts, deposits, receiving and sending wire transfers, etc.. Only written check I write is for the landscaping service in the summer and snow plowing in the winter. My wife is like Greg. SHe doesn't trust it. She has accounts in another bank and does everything the old fashioned way except for her SS check which is direct deposited. I've tried to convince her that it's safe and very convenient. I've explained that every time she uses her ATM card a credit card or even if she writes a check at a store her account info is being transmitted to the bank and back but she won't hear of it. I remember back in the old days some people were leery of reading their credit card info to someone in a phone call when paying. They were concerned that someone could be listening and could steal the card numbers. But those same folks typically didn't have an issue dialing the card number on the phone's keypad. What they didn't realize is how easy it was to just capture those DTMF digits with a cheap decoder and display or store them. The issue was giving out your number to a stranger, no matter what the transmission method was. Congress fixed that by making the CC company eat fraudulent charges. Credit cards were so profitable that they went along. Maybe for you, but not the people I heard complain about it. They didn't like sending the spoken words over telephone lines. Hell, you gave your number out to a stranger everytime they took an imprint at the store, then if they didn't dispose of the carbon sheets properly your card info was in the trash and at the dump. So folks just don't like "new" things. |
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#7
posted to rec.boats
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stimulus payments
On Mon, 20 Apr 2020 13:35:34 -0700 (PDT), Its Me
wrote: On Monday, April 20, 2020 at 2:07:51 PM UTC-4, wrote: On Mon, 20 Apr 2020 09:59:10 -0700 (PDT), Its Me wrote: On Monday, April 20, 2020 at 12:59:25 AM UTC-4, Mr. Luddite wrote: On 4/19/2020 11:22 PM, wrote: On Sun, 19 Apr 2020 21:36:05 -0400, wrote: On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite" wrote: On 4/19/2020 7:09 PM, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. How do you think your stimulus money is being sent to your account? Or your SS deposits? According to cyber experts, on-line banking, being encrypted, is more secure than physically appearing at your bank and depositing or withdrawing $$ that creates an unencrypted paper trail. It's also more secure than using your ATM card. If someone hacks the bank and gets your money you have recourse. If they hack you, get your PIN/PW, it is not that certain how fast they will make you whole, if ever. As far as they are concerned "You" took the money (we saw you log in) and you have to prove otherwise. === Many, if not most, ATM machines are also taking your picture as you transact. That's one of the ways they catch scammers. I use online banking for just about everything. Paying bills, checking accounts, deposits, receiving and sending wire transfers, etc. Only written check I write is for the landscaping service in the summer and snow plowing in the winter. My wife is like Greg. SHe doesn't trust it. She has accounts in another bank and does everything the old fashioned way except for her SS check which is direct deposited. I've tried to convince her that it's safe and very convenient. I've explained that every time she uses her ATM card a credit card or even if she writes a check at a store her account info is being transmitted to the bank and back but she won't hear of it. I remember back in the old days some people were leery of reading their credit card info to someone in a phone call when paying. They were concerned that someone could be listening and could steal the card numbers. But those same folks typically didn't have an issue dialing the card number on the phone's keypad. What they didn't realize is how easy it was to just capture those DTMF digits with a cheap decoder and display or store them. The issue was giving out your number to a stranger, no matter what the transmission method was. Congress fixed that by making the CC company eat fraudulent charges. Credit cards were so profitable that they went along. Maybe for you, but not the people I heard complain about it. They didn't like sending the spoken words over telephone lines. Hell, you gave your number out to a stranger everytime they took an imprint at the store, then if they didn't dispose of the carbon sheets properly your card info was in the trash and at the dump. So folks just don't like "new" things. In my case it is simply that I haven't seen the need. The only thing I would be doing is checking my balance. |
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