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I Am No Longer Boatless
Mr. Luddite wrote:
On 8/17/2015 9:44 AM, Wayne.B wrote: On Mon, 17 Aug 2015 04:43:25 -0400, "Mr. Luddite" wrote: I had a $2 million liability marine insurance on the last three boats I had that would pay out something like $500K for oil/gas/fuel spill clean up costs. === Friends of ours lost their boat last year (fire) and spilled an estimated 70 gallons of diesel fuel. The environmental damages and clean up costs were assessed at something north of $400K. When I first got into boating I had a rider on my homeowner's policy for the boat. The more I got involved and I learned of the oil spill laws and how it worked I started to question what exactly the homeowner's policy covered. Turns out it didn't cover anything as far as oil spill clean up costs. That's one of the reasons the policies are so cheap. I switched to a true, marine insurance company. I see insurance places like Progressive and Gieco offer boat insurance. I wonder if their policies include oil spill liability. I doubt it. I think BoatUS has insurance policies that cover oil spill liability. Progressive does. |
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