You are right, I do not have anything like that and it is not likely I
would ever be in that spot. I just carry liability and it is about $60
a year.
===
There is minimal risk of fuel spill damage with outboards unless you
have large built in tanks. Some of the damage assessments that I've
heard about seem inflated and arbitrary however.
I seldom have more than 10 gallons of gas on board and it is not
likely anyone would see the spill anyway. As bad as gasoline is, you
are not going to have dead shore birds and a ring around the harbor.
Chances are if I had that kind of casualty, the fire would burn most
of it ;-)
I remember a few years ago the EPA tightened up on the definition of an
oil or fuel spill. Basically, any spillage that formed a sheen on the
water is considered a spill and technically is supposed to be reported.
In reality I don't think many people or marine fuel docks take this very
seriously. A couple of spilled drops of gas out of the fuel nozzle will
create a large "sheen" area. The old trick of having a spray bottle
with water and dishwashing soap usually hides the evidence, although you
can be fined if you get caught doing it.
It's pretty much impossible to completely eliminate *all* traces of
contamination from fuel. Diesels leave a small amount of unburnt fuel
in the exhaust system when they are shut down. Next time you fire the
engines up that unburnt fuel is blown out the exhaust and causes
a noticeable sheen. Every marina I've been to ignores it.
I am usually pretty careful about spilling anything. It is still
unlikely anyone would see me if I did where I dock and where I go.
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