I Am No Longer Boatless
 

One thing about my area is that there's still a lot of older 2-strokes ****ing away oil fuel mix that nobody pays attention to. Most of the lakes in Illinois still allow the old engines I take it because they're getting fewer and farther between and fisher/sportsmen still put goodly sums into the local coffers with v4 Evinrudes and little 5hp tohotsu's. So there's your oil sheen for you...

I Am No Longer Boatless
 

Mr. Luddite wrote:
On 8/17/2015 2:08 AM, wrote:
On Sun, 16 Aug 2015 14:17:08 -0400, Wayne.B
wrote:

On Sun, 16 Aug 2015 12:12:35 -0500, Califbill billnews wrote:

Those are 350 GMs?
That is a solid engine, particularly in fresh water but they can be
thirsty. The good news is gas is getting cheaper. Enjoy your boat.

Talking to a guy in the marina at Ganges, BC, Canada. His comment,
rings
true, fuel is one of the cheaper parts of boating. And he owned an
older
wooden hall trawler.

===

That's very true in my experience, and the less you use your boat, the
more true it is. Even when diesel was at $4/gallon I figured it was
about 40% of expenses while running about 500 hours per year.

Fuel is my biggest expense but my boat is fully amortized years ago,
insurance is cheap, dockage is free and the amortized cost of my last
motor ended up being about $650 a year including maintenance. (over 10
years) I spent closer to $900 on fuel last year.
The Yamaha I have cost about a grand more but I am not sure how long
it will last and what it will be worth on the back end. I paid $5600
for the Merc 60 and sold it for $1500. The big ticket maintenance
bills were $250 for a HP fuel pump and $300 for 2 seal jobs on the
lower unit. The rest was just routine oil changes and a few cheap
parts. ($50)




I wonder how many people have true marine insurance on their boats that
will cover the cost of a major oil or fuel spill clean up. The home
insurance policies "riders" don't. It may not be a high risk on a
boat like yours since you don't have a "bilge" but on a larger hulled
boat with fuel tanks (gas or diesel) and inboard engines with oil pans
that can rot it is an issue. Imagine a large fuel tank full of diesel
letting go or an engine oil pan that rots out and dumps 7 gallons
(more if diesel engine) of oil and the bilge pump dutifully pumps it
overboard without your knowledge.

I had a $2 million liability marine insurance on the last three boats
I had that would pay out something like $500K for oil/gas/fuel spill
clean up costs.



Mine is some odd number like $253,000. It's based on a formula they
use. I have a $2MM personal umbrella policy and the ownership of my
boats are known and included.

I Am No Longer Boatless
 

Mr. Luddite wrote:
On 8/17/2015 9:44 AM, Wayne.B wrote:
On Mon, 17 Aug 2015 04:43:25 -0400, "Mr. Luddite"
wrote:

I had a $2 million liability marine insurance on the last three boats I
had that would pay out something like $500K for oil/gas/fuel spill
clean
up costs.

===

Friends of ours lost their boat last year (fire) and spilled an
estimated 70 gallons of diesel fuel. The environmental damages and
clean up costs were assessed at something north of $400K.



When I first got into boating I had a rider on my homeowner's policy
for the boat. The more I got involved and I learned of the oil spill
laws and how it worked I started to question what exactly the
homeowner's policy covered. Turns out it didn't cover anything as far
as oil spill clean up costs. That's one of the reasons the policies
are so cheap. I switched to a true, marine insurance company.

I see insurance places like Progressive and Gieco offer boat insurance.
I wonder if their policies include oil spill liability. I doubt it.

I think BoatUS has insurance policies that cover oil spill liability.


Progressive does.

I Am No Longer Boatless
 

On 8/17/2015 8:37 PM, Alex wrote:
Mr. Luddite wrote:
On 8/17/2015 9:44 AM, Wayne.B wrote:
On Mon, 17 Aug 2015 04:43:25 -0400, "Mr. Luddite"
wrote:

I had a $2 million liability marine insurance on the last three boats I
had that would pay out something like $500K for oil/gas/fuel spill
clean
up costs.

===

Friends of ours lost their boat last year (fire) and spilled an
estimated 70 gallons of diesel fuel. The environmental damages and
clean up costs were assessed at something north of $400K.



When I first got into boating I had a rider on my homeowner's policy
for the boat. The more I got involved and I learned of the oil spill
laws and how it worked I started to question what exactly the
homeowner's policy covered. Turns out it didn't cover anything as far
as oil spill clean up costs. That's one of the reasons the policies
are so cheap. I switched to a true, marine insurance company.

I see insurance places like Progressive and Gieco offer boat insurance.
I wonder if their policies include oil spill liability. I doubt it.

I think BoatUS has insurance policies that cover oil spill liability.


Progressive does.

You're right. I just looked at Progressive's website. Oil spill
coverage appears to be optional, but they do have it.

I Am No Longer Boatless
 

On Mon, 17 Aug 2015 15:51:41 -0700 (PDT), Tim
wrote:

One thing about my area is that there's still a lot of older 2-strokes ****ing away oil fuel mix that nobody pays attention to. Most of the lakes in Illinois still allow the old engines I take it because they're getting fewer and farther between and fisher/sportsmen still put goodly sums into the local coffers with v4 Evinrudes and little 5hp tohotsu's. So there's your oil sheen for you...


I would install a "Dawn" injector if I had a 2 stroke. Push a button
on the dash and it squirts some detergent in the water ;-)

I Am No Longer Boatless
 

Good idea Greg! That'd also help out the older clapped out i/o mercruisers too. Lol!

I Am No Longer Boatless
 

On Mon, 17 Aug 2015 18:36:36 -0700 (PDT), Tim
wrote:

Good idea Greg! That'd also help out the older clapped out i/o mercruisers too. Lol!

===

Not to mention a pair of big old Detroits. :-)

I Am No Longer Boatless
 

Wayne, Perkins comes to mind as well. Lol!