You would like to think so, and it will cover a car, up to the value
of the one you have insured. YMMV after that
If you don't have Collision and Comprehensive on your car, you don't
have it on a rental car. Also some companies will cap your insurance
at the blue book/replacemenmt cost on the car you are paying for if
you do.
The thing your insurance may not cover is "loss of use".
They will charge you the daily rental rate on a wrecked car until they
get it or it's replacement back on the lot.
That may also be true of your credit card backed insurance,
You really need to check with everyone involved before you assume
anything.
In the grand scheme of things, when we are on vacation, the extra $30
a day is chump change and takes all the worry about denting a rental
away.
With the camper, I havent' had need of a rental car for lots of years. But, next time I need one,
I'll check with my insurance company beforehand. I'd probably not rent one that cost more than my
damn truck anyway!
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