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John H[_2_]

On Mon, 30 Sep 2013 14:55:53 -0400, wrote:

On Mon, 30 Sep 2013 13:09:15 -0400, John H
wrote:

On Mon, 30 Sep 2013 12:21:44 -0400, wrote:

On Mon, 30 Sep 2013 12:01:14 -0400, "F.O.A.D." wrote:

On 9/30/13 11:58 AM, wrote:
On Mon, 30 Sep 2013 11:53:00 -0400, "F.O.A.D." wrote:

Hey I bought the overpriced insurance option. That is the free market
in action. They agreed to the risk in fact they aggressively sell it
with all of the "no matter what" language. I just try to get the peace
of mind that I paid for.

All that sort of behavior does is raise rates for everyone else. The
conservative approach.

That insurance option is pretty much pure profit for the rentacar
company, Someone needs to hold their feet to the fire. The reality is,
it has always been pure profit for them since I never wrecked a rental
car. I have brought them back real dirty but all the parts were there.

I doubt you ever buy that insurance so it doesn't even affect you.
Again you are bitching about something that has no effect on you and
is really none of your business.

My auto insurance, USAA, covers rental cars.

You would like to think so, and it will cover a car, up to the value
of the one you have insured. YMMV after that
If you don't have Collision and Comprehensive on your car, you don't
have it on a rental car. Also some companies will cap your insurance
at the blue book/replacemenmt cost on the car you are paying for if
you do.

The thing your insurance may not cover is "loss of use".
They will charge you the daily rental rate on a wrecked car until they
get it or it's replacement back on the lot.

That may also be true of your credit card backed insurance,

You really need to check with everyone involved before you assume
anything.

In the grand scheme of things, when we are on vacation, the extra $30
a day is chump change and takes all the worry about denting a rental
away.

With the camper, I havent' had need of a rental car for lots of years. But, next time I need one,
I'll check with my insurance company beforehand. I'd probably not rent one that cost more than my
damn truck anyway!
--

John H.

Hope you're having a great day!