I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick

Try Boat/US.

They have three levels of insurance, the difference being in how extras are covered, and
whether depreciation is computed. So if you get the cheap version, don't complain when
they tell you your dinghy outboard was depreciated below the deductible level. They are
very good in disaster situations - my cousins had their boat helicopter'd out of a swamp
the day after Hurricane Bob.



"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick

Thanks for the reply. At this point I'd just like to be able to get basic
insurance so I can buy a boat. I've taken classes (I have my ASA Basic
Coastal Cruising and Bareboat Chartering certification) and I have sailed
big boats with captains several times.

I am familiar with biger boats, but obviously not having owned one I need
more experience. I like the bigger boats, I'd hate to have to buy a smaller
boat just to get experience "Owning a boat".

Thanks again for your reply,

Rick

"Jeff Morris" wrote in message
news
Try Boat/US.

They have three levels of insurance, the difference being in how extras
are covered, and
whether depreciation is computed. So if you get the cheap version, don't
complain when
they tell you your dinghy outboard was depreciated below the deductible
level. They are
very good in disaster situations - my cousins had their boat helicopter'd
out of a swamp
the day after Hurricane Bob.



"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter.
I
asked for a quote from United Marine Underwriters, but I was declined
due to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big
boat
owners?

Rick

"Rick Thompson" wrote in message
...
Thanks for the reply. At this point I'd just like to be able to get basic
insurance so I can buy a boat. I've taken classes (I have my ASA Basic
Coastal Cruising and Bareboat Chartering certification) and I have sailed
big boats with captains several times.

That sounds odd. I thought those were the kind of courses that insurance
companies liked their customers to take. Have you tried another company
yet?

John.

BoatUS gave me a very reasonable quote, I'll be going with them.

Thanks,

Rick

"Ferg" wrote in message
...

"Rick Thompson" wrote in message
...
Thanks for the reply. At this point I'd just like to be able to get
basic
insurance so I can buy a boat. I've taken classes (I have my ASA Basic
Coastal Cruising and Bareboat Chartering certification) and I have
sailed
big boats with captains several times.

That sounds odd. I thought those were the kind of courses that insurance
companies liked their customers to take. Have you tried another company
yet?

John.

I just insured with Boats US. A very pleasant experience. None of the
usual stuff about .. .too old, too little, too big etc. etc. etc. And the
cost is excellent!

MST

"Schoonertrash" wrote...
I just insured with Boats US. A very pleasant experience. None of the
usual stuff about .. .too old, too little, too big etc. etc. etc. And the
cost is excellent!

I just got stuck with the "too little" excuse from Boat/US -- and I already have
one boat insured with them!

I tried to insure my new Adirondack Guideboat. Since it "doesn't have an
adequate means of propulsion," they declined to insure it. They just don't
insure rowing boats! I wrote back and asked why not (about a month ago), and
haven't yet gotten a response.

USAA had no objections, though...

No offence but I wouldn't insure you either. Perhaps talk to them again and
do a reputable course that will gain you a the relevant competency
certificates in your country. Then they may be more interested.

DP
"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due
to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick

Rick:
The first step is to gain some credibility. You can do this by completing
some sailing certification courses. They get you started on the right foot
and also assure the Insurance company that you're determined to leave the
dock and return safely.
The ASA or American Sailing Association is where my wife and I started years
ago. It was the best time and money we could have spent. We completed about
5 courses each, sailed a couple years and then Boat US covered our first
boat, a 1985 30' Islander.
Keep your enthusiasm and keep going. It's really worth it.
"Life without a boat is dry"

Dan
"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due
to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick

Rick I just bought my frist boat and oday 27 and went to my state farm agent
and got it with no problem and not alot of money
Dave


"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due
to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick