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Rick Thompson November 11th 03 05:49 AM

1st time boat owner getting insurance
 
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick



d parker November 11th 03 10:00 AM

1st time boat owner getting insurance
 
No offence but I wouldn't insure you either. Perhaps talk to them again and
do a reputable course that will gain you a the relevant competency
certificates in your country. Then they may be more interested.

DP
"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due

to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick





Jeff Morris November 11th 03 01:42 PM

1st time boat owner getting insurance
 
Try Boat/US.

They have three levels of insurance, the difference being in how extras are covered, and
whether depreciation is computed. So if you get the cheap version, don't complain when
they tell you your dinghy outboard was depreciated below the deductible level. They are
very good in disaster situations - my cousins had their boat helicopter'd out of a swamp
the day after Hurricane Bob.



"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick





Rick Thompson November 11th 03 04:39 PM

1st time boat owner getting insurance
 
Thanks for the reply. At this point I'd just like to be able to get basic
insurance so I can buy a boat. I've taken classes (I have my ASA Basic
Coastal Cruising and Bareboat Chartering certification) and I have sailed
big boats with captains several times.

I am familiar with biger boats, but obviously not having owned one I need
more experience. I like the bigger boats, I'd hate to have to buy a smaller
boat just to get experience "Owning a boat".

Thanks again for your reply,

Rick

"Jeff Morris" wrote in message
...
Try Boat/US.

They have three levels of insurance, the difference being in how extras

are covered, and
whether depreciation is computed. So if you get the cheap version, don't

complain when
they tell you your dinghy outboard was depreciated below the deductible

level. They are
very good in disaster situations - my cousins had their boat helicopter'd

out of a swamp
the day after Hurricane Bob.



"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter.

I
asked for a quote from United Marine Underwriters, but I was declined

due to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big

boat
owners?

Rick







Schoonertrash November 12th 03 01:38 AM

1st time boat owner getting insurance
 
I just insured with Boats US. A very pleasant experience. None of the
usual stuff about .. .too old, too little, too big etc. etc. etc. And the
cost is excellent!

MST



Ferg November 12th 03 05:15 AM

1st time boat owner getting insurance
 

"Rick Thompson" wrote in message
...
Thanks for the reply. At this point I'd just like to be able to get basic
insurance so I can buy a boat. I've taken classes (I have my ASA Basic
Coastal Cruising and Bareboat Chartering certification) and I have sailed
big boats with captains several times.


That sounds odd. I thought those were the kind of courses that insurance
companies liked their customers to take. Have you tried another company
yet?

John.



DB November 12th 03 11:01 PM

1st time boat owner getting insurance
 
Rick:
The first step is to gain some credibility. You can do this by completing
some sailing certification courses. They get you started on the right foot
and also assure the Insurance company that you're determined to leave the
dock and return safely.
The ASA or American Sailing Association is where my wife and I started years
ago. It was the best time and money we could have spent. We completed about
5 courses each, sailed a couple years and then Boat US covered our first
boat, a 1985 30' Islander.
Keep your enthusiasm and keep going. It's really worth it.
"Life without a boat is dry"

Dan
"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due

to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick





John R Weiss November 14th 03 10:26 PM

1st time boat owner getting insurance
 
"Schoonertrash" wrote...
I just insured with Boats US. A very pleasant experience. None of the
usual stuff about .. .too old, too little, too big etc. etc. etc. And the
cost is excellent!


I just got stuck with the "too little" excuse from Boat/US -- and I already have
one boat insured with them!

I tried to insure my new Adirondack Guideboat. Since it "doesn't have an
adequate means of propulsion," they declined to insure it. They just don't
insure rowing boats! I wrote back and asked why not (about a month ago), and
haven't yet gotten a response.

USAA had no objections, though...


dave November 15th 03 10:59 AM

1st time boat owner getting insurance
 

Rick I just bought my frist boat and oday 27 and went to my state farm agent
and got it with no problem and not alot of money
Dave


"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter. I
asked for a quote from United Marine Underwriters, but I was declined due

to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big boat
owners?

Rick





Arthur Kelley November 17th 03 03:09 AM

1st time boat owner getting insurance
 
My 17' motorboat was cheaper to insure with State Farm, but BoatUS got my
business for my 33' sailboat.

Art

"dave" wrote in message
...

Rick I just bought my frist boat and oday 27 and went to my state farm

agent
and got it with no problem and not alot of money
Dave


"Rick Thompson" wrote in message
...
I'm thinking of buying my first boat and I'm interested in a 36' Hunter.

I
asked for a quote from United Marine Underwriters, but I was declined

due
to
the size of the boat and no previous boat ownership experience.

Does anyone know of an insurance company that will help 1st time big

boat
owners?

Rick








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