On 10/7/2012 2:49 PM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 11:41 AM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 8:21 AM, iBoaterer wrote:
In article ,
says...

On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote:

On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule
wrote:

On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer
wrote:

In article ,
says...

On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan
wrote:

And if so which is better?

I'm hoping for a 300-post thread here. Don't let me
down.

When I bought my Key West, the dealer and I agreed on the
price. Then he asked how I wanted to finance it, offering
me a choice of three banks/loan organizations he worked
with. I told him I wanted to put it on my VISA. He gave me
a funny look, like, "Are you bull****ting me?" Then he
said he had to make a phone call. He came back and said I
could put only $10,000 on VISA at one time - rules of his
accounting firm (?). OK, so I said I'd put up $10,000 as a
down payment, and then pay off the boat when it came in. He
said that would work. Then, when the boat came in, I put
another $10,000 on my VISA. Because of the rewards program,
I got 3% of the $20,000 back. The dealer wasn't thrilled. I
pulled a similar deal when I bought my 5th wheel trailer.

The credit, for the month or so of each charge, was free!

Yeah, sure, credit is free. Dumbass, you still don't get it
and never will, apparently.

It wasn't free to my bank! They paid me good bucks for using
the credit they extended!

You bank will just find a way to 1000 other people with
exhorbitant fees for overdrawn checks or teller visits or debit
card purchases. No matter, you got what you wanted, screw
everyone else.

Bleeding heart liberal?

Would you be happier if I sent my bank a couple hundred dollars
each month just to hold down the costs for folks like you and
Kevin?

You're a joke.

Still thinking about the Sig Sauer P226. This one, with a
conversion kit:

http://www.sigsauer.com/CatalogProdu...lassic-22.aspx

Good idea, huh?

Let's see, you are completely against any idea of wealth
redistribution, but if your credit card fees are redistributed to
everyone who buys goods at a particular store that you use your
credit card in, that's okay, right?

Not quite. The enire fee is paid by he merchant to the CC bank when the
CC transaction occurs. The injustice occurs when he CC bank forces the
merchant to price fix and penalize the cash buyer.

If you think it goes down any other way, I invite you to prove it or
clam up about this whole thing.

My God, you are John are as dumb as posts if you can't figure out that
the expense incurred by the merchant is passed down to you, the
consumer.

Not only did I figure it out, I told you why it happens. Take a
cognition pill, won't you?

But you turned around and said that the credit was free!!! And that's
pure horse****. If the merchant charges the consumer to recoup the fees,
how is that free?

Credit is free to those that qualify but the fee obviously is not. You
really need to take that pill.

In article m,
says...

On 10/7/2012 2:49 PM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 11:41 AM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 8:21 AM, iBoaterer wrote:
In article ,
says...

On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote:

On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule
wrote:

On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer
wrote:

In article ,
says...

On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan
wrote:

And if so which is better?

I'm hoping for a 300-post thread here. Don't let me
down.

When I bought my Key West, the dealer and I agreed on the
price. Then he asked how I wanted to finance it, offering
me a choice of three banks/loan organizations he worked
with. I told him I wanted to put it on my VISA. He gave me
a funny look, like, "Are you bull****ting me?" Then he
said he had to make a phone call. He came back and said I
could put only $10,000 on VISA at one time - rules of his
accounting firm (?). OK, so I said I'd put up $10,000 as a
down payment, and then pay off the boat when it came in. He
said that would work. Then, when the boat came in, I put
another $10,000 on my VISA. Because of the rewards program,
I got 3% of the $20,000 back. The dealer wasn't thrilled. I
pulled a similar deal when I bought my 5th wheel trailer.

The credit, for the month or so of each charge, was free!

Yeah, sure, credit is free. Dumbass, you still don't get it
and never will, apparently.

It wasn't free to my bank! They paid me good bucks for using
the credit they extended!

You bank will just find a way to 1000 other people with
exhorbitant fees for overdrawn checks or teller visits or debit
card purchases. No matter, you got what you wanted, screw
everyone else.

Bleeding heart liberal?

Would you be happier if I sent my bank a couple hundred dollars
each month just to hold down the costs for folks like you and
Kevin?

You're a joke.

Still thinking about the Sig Sauer P226. This one, with a
conversion kit:

http://www.sigsauer.com/CatalogProdu...lassic-22.aspx

Good idea, huh?

Let's see, you are completely against any idea of wealth
redistribution, but if your credit card fees are redistributed to
everyone who buys goods at a particular store that you use your
credit card in, that's okay, right?

Not quite. The enire fee is paid by he merchant to the CC bank when the
CC transaction occurs. The injustice occurs when he CC bank forces the
merchant to price fix and penalize the cash buyer.

If you think it goes down any other way, I invite you to prove it or
clam up about this whole thing.

My God, you are John are as dumb as posts if you can't figure out that
the expense incurred by the merchant is passed down to you, the
consumer.

Not only did I figure it out, I told you why it happens. Take a
cognition pill, won't you?

But you turned around and said that the credit was free!!! And that's
pure horse****. If the merchant charges the consumer to recoup the fees,
how is that free?

Credit is free to those that qualify but the fee obviously is not. You
really need to take that pill.

If you pay a fee, how is that free?

On 10/8/2012 9:05 AM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 2:49 PM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 11:41 AM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 8:21 AM, iBoaterer wrote:
In article ,
says...

On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote:

On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule
wrote:

On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer
wrote:

In article ,
says...

On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan
wrote:

And if so which is better?

I'm hoping for a 300-post thread here. Don't let me
down.

When I bought my Key West, the dealer and I agreed on the
price. Then he asked how I wanted to finance it, offering
me a choice of three banks/loan organizations he worked
with. I told him I wanted to put it on my VISA. He gave me
a funny look, like, "Are you bull****ting me?" Then he
said he had to make a phone call. He came back and said I
could put only $10,000 on VISA at one time - rules of his
accounting firm (?). OK, so I said I'd put up $10,000 as a
down payment, and then pay off the boat when it came in. He
said that would work. Then, when the boat came in, I put
another $10,000 on my VISA. Because of the rewards program,
I got 3% of the $20,000 back. The dealer wasn't thrilled. I
pulled a similar deal when I bought my 5th wheel trailer.

The credit, for the month or so of each charge, was free!

Yeah, sure, credit is free. Dumbass, you still don't get it
and never will, apparently.

It wasn't free to my bank! They paid me good bucks for using
the credit they extended!

You bank will just find a way to 1000 other people with
exhorbitant fees for overdrawn checks or teller visits or debit
card purchases. No matter, you got what you wanted, screw
everyone else.

Bleeding heart liberal?

Would you be happier if I sent my bank a couple hundred dollars
each month just to hold down the costs for folks like you and
Kevin?

You're a joke.

Still thinking about the Sig Sauer P226. This one, with a
conversion kit:

http://www.sigsauer.com/CatalogProdu...lassic-22.aspx

Good idea, huh?

Let's see, you are completely against any idea of wealth
redistribution, but if your credit card fees are redistributed to
everyone who buys goods at a particular store that you use your
credit card in, that's okay, right?

Not quite. The enire fee is paid by he merchant to the CC bank when the
CC transaction occurs. The injustice occurs when he CC bank forces the
merchant to price fix and penalize the cash buyer.

If you think it goes down any other way, I invite you to prove it or
clam up about this whole thing.

My God, you are John are as dumb as posts if you can't figure out that
the expense incurred by the merchant is passed down to you, the
consumer.

Not only did I figure it out, I told you why it happens. Take a
cognition pill, won't you?

But you turned around and said that the credit was free!!! And that's
pure horse****. If the merchant charges the consumer to recoup the fees,
how is that free?

Credit is free to those that qualify but the fee obviously is not. You
really need to take that pill.

If you pay a fee, how is that free?

I think I'll jump off your merry go round.

"iBoaterer" wrote in message
...

In article m,
says...

On 10/7/2012 2:49 PM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 11:41 AM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 8:21 AM, iBoaterer wrote:
In article ,
says...

On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote:

On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule
wrote:

On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer
wrote:

In article ,
says...

On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan
wrote:

And if so which is better?

I'm hoping for a 300-post thread here. Don't let me
down.

When I bought my Key West, the dealer and I agreed on the
price. Then he asked how I wanted to finance it, offering
me a choice of three banks/loan organizations he worked
with. I told him I wanted to put it on my VISA. He gave me
a funny look, like, "Are you bull****ting me?" Then he
said he had to make a phone call. He came back and said I
could put only $10,000 on VISA at one time - rules of his
accounting firm (?). OK, so I said I'd put up $10,000 as a
down payment, and then pay off the boat when it came in. He
said that would work. Then, when the boat came in, I put
another $10,000 on my VISA. Because of the rewards program,
I got 3% of the $20,000 back. The dealer wasn't thrilled. I
pulled a similar deal when I bought my 5th wheel trailer.

The credit, for the month or so of each charge, was free!

Yeah, sure, credit is free. Dumbass, you still don't get it
and never will, apparently.

It wasn't free to my bank! They paid me good bucks for using
the credit they extended!

You bank will just find a way to 1000 other people with
exhorbitant fees for overdrawn checks or teller visits or debit
card purchases. No matter, you got what you wanted, screw
everyone else.

Bleeding heart liberal?

Would you be happier if I sent my bank a couple hundred dollars
each month just to hold down the costs for folks like you and
Kevin?

You're a joke.

Still thinking about the Sig Sauer P226. This one, with a
conversion kit:

http://www.sigsauer.com/CatalogProdu...lassic-22.aspx

Good idea, huh?

Let's see, you are completely against any idea of wealth
redistribution, but if your credit card fees are redistributed to
everyone who buys goods at a particular store that you use your
credit card in, that's okay, right?

Not quite. The enire fee is paid by he merchant to the CC bank when
the
CC transaction occurs. The injustice occurs when he CC bank forces
the
merchant to price fix and penalize the cash buyer.

If you think it goes down any other way, I invite you to prove it or
clam up about this whole thing.

My God, you are John are as dumb as posts if you can't figure out that
the expense incurred by the merchant is passed down to you, the
consumer.

Not only did I figure it out, I told you why it happens. Take a
cognition pill, won't you?

But you turned around and said that the credit was free!!! And that's
pure horse****. If the merchant charges the consumer to recoup the fees,
how is that free?

Credit is free to those that qualify but the fee obviously is not. You
really need to take that pill.

If you pay a fee, how is that free?


------

That fee is there whether we use a Credit Card or not. So the use of OUR CC
does not add any cost to us. Since no cost is added, the use of a CC to me
is free. Actually since some of us have rewards cards, the cost is
negative.

In article ,
says...

"iBoaterer" wrote in message
...

In article m,
says...

On 10/7/2012 2:49 PM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 11:41 AM, iBoaterer wrote:
In article m,
says...

On 10/7/2012 8:21 AM, iBoaterer wrote:
In article ,
says...

On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote:

On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule
wrote:

On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer
wrote:

In article ,
says...

On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan
wrote:

And if so which is better?

I'm hoping for a 300-post thread here. Don't let me
down.

When I bought my Key West, the dealer and I agreed on the
price. Then he asked how I wanted to finance it, offering
me a choice of three banks/loan organizations he worked
with. I told him I wanted to put it on my VISA. He gave me
a funny look, like, "Are you bull****ting me?" Then he
said he had to make a phone call. He came back and said I
could put only $10,000 on VISA at one time - rules of his
accounting firm (?). OK, so I said I'd put up $10,000 as a
down payment, and then pay off the boat when it came in. He
said that would work. Then, when the boat came in, I put
another $10,000 on my VISA. Because of the rewards program,
I got 3% of the $20,000 back. The dealer wasn't thrilled. I
pulled a similar deal when I bought my 5th wheel trailer.

The credit, for the month or so of each charge, was free!

Yeah, sure, credit is free. Dumbass, you still don't get it
and never will, apparently.

It wasn't free to my bank! They paid me good bucks for using
the credit they extended!

You bank will just find a way to 1000 other people with
exhorbitant fees for overdrawn checks or teller visits or debit
card purchases. No matter, you got what you wanted, screw
everyone else.

Bleeding heart liberal?

Would you be happier if I sent my bank a couple hundred dollars
each month just to hold down the costs for folks like you and
Kevin?

You're a joke.

Still thinking about the Sig Sauer P226. This one, with a
conversion kit:

http://www.sigsauer.com/CatalogProdu...lassic-22.aspx

Good idea, huh?

Let's see, you are completely against any idea of wealth
redistribution, but if your credit card fees are redistributed to
everyone who buys goods at a particular store that you use your
credit card in, that's okay, right?

Not quite. The enire fee is paid by he merchant to the CC bank when
the
CC transaction occurs. The injustice occurs when he CC bank forces
the
merchant to price fix and penalize the cash buyer.

If you think it goes down any other way, I invite you to prove it or
clam up about this whole thing.

My God, you are John are as dumb as posts if you can't figure out that
the expense incurred by the merchant is passed down to you, the
consumer.

Not only did I figure it out, I told you why it happens. Take a
cognition pill, won't you?

But you turned around and said that the credit was free!!! And that's
pure horse****. If the merchant charges the consumer to recoup the fees,
how is that free?

Credit is free to those that qualify but the fee obviously is not. You
really need to take that pill.

If you pay a fee, how is that free?


------

That fee is there whether we use a Credit Card or not. So the use of OUR CC
does not add any cost to us. Since no cost is added, the use of a CC to me
is free. Actually since some of us have rewards cards, the cost is
negative.

Yes, it DOES add cost! That is the point you fail to get! The fee that
is charged the merchant is directly added to the consumer's price paid
for the product. If the merchant didn't have that expense, the price of
goods purchased from said merchant would be that amount cheaper.

On 10/9/2012 8:54 AM, iBoaterer wrote:
Yes, it DOES add cost! That is the point you fail to get! The fee that
is charged the merchant is directly added to the consumer's price paid
for the product. If the merchant didn't have that expense, the price of
goods purchased from said merchant would be that amount cheaper.

We get your point. Merchant wins. Credit card banks win. Consumer loses.

Most of us don't pay the vig, however. That would add insult to injury.

Why pay cash when you are already being charged to use a CC?

Why use a CC when you know you can't afford to pay for what you buy?

Why run up CC charges with the intention of stiffing the CC company?
That's dishonest, cheating and stealing? It's Harryesque, if you will.

In article om,
says...

On 10/9/2012 8:54 AM, iBoaterer wrote:
Yes, it DOES add cost! That is the point you fail to get! The fee that
is charged the merchant is directly added to the consumer's price paid
for the product. If the merchant didn't have that expense, the price of
goods purchased from said merchant would be that amount cheaper.

We get your point. Merchant wins. Credit card banks win. Consumer loses.

Most of us don't pay the vig, however. That would add insult to injury.

Why pay cash when you are already being charged to use a CC?

Why not pay cash?

Why use a CC when you know you can't afford to pay for what you buy?

I don't.

Why run up CC charges with the intention of stiffing the CC company?
That's dishonest, cheating and stealing? It's Harryesque, if you will.

I don't.

On 10/9/2012 12:07 PM, iBoaterer wrote:
Why pay cash when you are already being charged to use a CC?
Why not pay cash?

I just told you, Dummy. Can't you read?

On Tue, 9 Oct 2012 12:07:39 -0400, iBoaterer wrote:

In article om,
says...

On 10/9/2012 8:54 AM, iBoaterer wrote:
Yes, it DOES add cost! That is the point you fail to get! The fee that
is charged the merchant is directly added to the consumer's price paid
for the product. If the merchant didn't have that expense, the price of
goods purchased from said merchant would be that amount cheaper.

We get your point. Merchant wins. Credit card banks win. Consumer loses.

Most of us don't pay the vig, however. That would add insult to injury.

Why pay cash when you are already being charged to use a CC?

Why not pay cash?

What a stupid question! No one gives a rebate for paying cash, and the interest on the money is
lost.

Pay with a CC. Earn the 5%, 3%. or 1% (depending on the purchase) rebate, and collect the interest
on the money for almost two months before the CC payment is due.

Damn, where've you been, Kevin??