sailboat buying strategy
 

"Le Moose" wrote in message
...
On 6/9/2010 12:28 AM, nom=de=plume wrote:

"Frogwatch" wrote in message
snip
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

No. Not about boats. It's all about your right-wingnut bull that you
seem to think you can dump on this newsgroup without a response. Well,
you can't. You're a loud-mouth, foul-mouth moron, who is all about you
and isn't interested in anyone else. You have no place in society, and
you work to make sure no one else has a place either.


Define "it". And don't go all hooky balooky on us. It's uncalled for.

You are definitely an "it."

sailboat buying strategy
 

On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made with
the bank. Get back to us when you've read it and understand it, buffalo
butt.

sailboat buying strategy
 

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after
a
major purchase (e.g., with our two mortgages, we can afford twice
the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double
up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made with
the bank. Get back to us when you've read it and understand it, buffalo
butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are
lawyers. We tend to read contracts. Can you read? I think someone is typing
your posts for you...

sailboat buying strategy
 

On 6/9/2010 3:25 PM, nom=de=plume wrote:

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


Bull****. Just one of your fantasies.

sailboat buying strategy
 

On 6/9/2010 3:25 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke
after a
major purchase (e.g., with our two mortgages, we can afford
twice the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to
double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and
forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made
with the bank. Get back to us when you've read it and understand it,
buffalo butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


off to the bozo bin with you. You are certifiable.

sailboat buying strategy
 

On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made with
the bank. Get back to us when you've read it and understand it, buffalo
butt.

sailboat buying strategy
 

"Jeddadiah Smith" wrote in message
...
On 6/9/2010 3:25 PM, nom=de=plume wrote:

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


Bull****. Just one of your fantasies.

Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep
replying to all of my posts. You and the moose should get together!

sailboat buying strategy
 

"Le Moose" wrote in message
...
On 6/9/2010 3:25 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that
we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice
the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke
after a
major purchase (e.g., with our two mortgages, we can afford
twice the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a
boat.

Just curious. How do you figure your mortgages afford you to
double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and
forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt
any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your
money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made
with the bank. Get back to us when you've read it and understand it,
buffalo butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


off to the bozo bin with you. You are certifiable.

Doubtful you'll do that. One can only hope!

sailboat buying strategy
 

nom=de=plume wrote:

"mmc" wrote in message
g.com...

"Frogwatch" wrote in message
...
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

--------
Following this new and twisted logic, with your trailer house in the
woods, hate of air-conditioning and old cheap boats, shouldn't you be
a liberal?


Another idiot... can't even read, too stupid to try. Wow.


So, name-caller, logic not required to be a lawyer, eh?
You completely misunderstood what mmc said.

Jim - Learned to read early on.

sailboat buying strategy
 

Tim wrote:
On Jun 9, 10:23 am, Jim wrote:
Tim wrote:
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.
And that's about it.
Too bad he doesn't post here.
Not sure what your point is.
If you take out Wayne, what you said he does is about 20 times the total
boating of all the so-called "boaters" posting here.
Was that your point?

Jim - About to give up on this trash heap. Almost every post here gets
deleted unread.

Wayn is a class Seaman, who enjoys his craft and lives on it at least
most of the time and takes it on many nautical mile excursions. He
uses his boat. That's not what I was talking about.


Further, I'd say about a million or multi million dollar craft just
sitting and not being used...if it's some type of tax hedge/write
off, or just plain pride of life syndrome.

I'd think that the money would be better used elsewhere. I'm in no
financial set up[ to waste much of anything let alone tie up anual
dock and maintenance fees that are worth more than a good yearly
working wage.


Sounds like lib complaining about how folks should spend their money to
me. That money he's spending goes to help the economy.
Surprised to hear you talking like that.
And gossiping to boot. You cast a lot of unsubstantiated aspersions on
this man, just looking like you're jealous of his boat.
Never heard that kind of talk about Eisbock, who spent years mostly
docked with a big boat and costly berthing.
You oughtta just spit out what you got against this man.
Make you feel better.
And like I said, yearly boating round trip from KY to FL is more than
the total of this group if you take out Wayne. And Greg and MMC too.
And me and Frogwatch too. Did at least 15 miles today chasing fish.
Hey, ain't it funny how us Florida folk do most the boating?
Makes sense too.
Even if that feller you're gossiping about is a drug-dealer or running a
whore house, he's more of a boater than most here. That's what counts.
Surprised we even got an Illinois boater here, what with your ice and
snow and prairie issues. Prairie's the worse right? Can't boat in a
prairie without putting sails on a wagon. Still ain't boating though.
Reason I mention that prairie sailing is I saw it in a movie.
So you toss out a hook and catch what, a groundhog?
But I'll say you're a real water boater for sure.
That's why I read your posts. A lot of boating content.

Jim - Don't care how big or little your boat is if you can talk boat.