sailboat buying strategy
 

In article ,
says...

On Tue, 8 Jun 2010 13:56:42 -0700, "nom=de=plume"
wrote:


"jps" wrote in message
.. .
On Tue, 8 Jun 2010 13:09:52 -0700, "nom=de=plume"
wrote:


"Wayne.B" wrote in message
...
On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume"
wrote:

I'd be interested to hear what those who've made major purchases, such
as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Yes, good point about insurance. We haven't really talked about that much,
nor investigated, other than saying, yes, we need some.

We're going to charter... definitely the smart thing to do. Might have an
opportunity to do that for about a six-week stretch this summer. We've
spent
some time on a boat, but not more than a few weeks. I think it's a viable
plan. Perhaps we could just live in a van in parking lot behind a 7/11 for
a
few weeks. Seems like that would be pretty close. :)

You'd have to have someone rocking it at all times while simulating
system breakdowns, while dousing it with salt laden water that you
have to attend to as it dries.

Try to find a fiberglass van with lots of chrome on it so you get an
opportunity to keep up the appearance.

Yeah, and pooping in the van... don't forget that. lol

Don't know if it's a fair comparison to just throw a porta potty in
there. Boats of any decent size always have a well ventilated,
closeable box in which to perform daily rituals.

Here is an old link which might shed some light on the project...

http://polycruising.livejournal.com/11658.html

This is the "Liveaboard Simulator". It has been posted here before but
it's a good read...

--
Rowdy Mouse Racing - We race for cheese!

sailboat buying strategy
 

In article ,
says...

After much discussion by the four of us, we've concluded that we're pretty
much there, as far as being able to afford something in the $300K range. The
basic philosophy we're using (and have used individually and collectively
for most big purchases) has been to save for twice the expected cost. This
has the effect of allowing us some wiggle room with purchase prices in
general, not feeling like we're cash broke after a major purchase (e.g.,
with our two mortgages, we can afford twice the current monthly payment), it
gives us the ability to incur after-sale expenses (oh, yeah, I guess a
sailboat does need a mast), and extends the time before one or more of us
needs to seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head back
into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

I'm so lusciously rich that I can buy three or four boats of that size.
I have everything anyone could want, and all of it's the finest quality.

sailboat buying strategy
 

In article ,
says...

"nom=de=plume" wrote in message
...

"YukonBound" wrote in message
...


"nom=de=plume" wrote in message
...

"Wayne.B" wrote in message
...
On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume"
wrote:

I'd be interested to hear what those who've made major purchases, such
as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Yes, good point about insurance. We haven't really talked about that
much, nor investigated, other than saying, yes, we need some.

We're going to charter... definitely the smart thing to do. Might have
an opportunity to do that for about a six-week stretch this summer.
We've spent some time on a boat, but not more than a few weeks. I think
it's a viable plan. Perhaps we could just live in a van in parking lot
behind a 7/11 for a few weeks. Seems like that would be pretty close. :)


The former Larry from Charleston (yes, the half decent Larry) had a
little spiel that he wrote whenever someone dreamed about spending a lot
of time on a cruising sailboat.
It got the point across.

I'd love to see it. Is there a link?


I wonder if he's hanging around the rec.boats.cruising newsgroup?
I'll ty and put a feeler out.

I really like when you "put a feeler" out for me, little buddy.

sailboat buying strategy
 

In article ,
says...

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong. :)


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

You don't want to consult me? You know I'm the best at everything, have
done everything there is in boating, and have owned a hundred different
boats. You do believe everything I talk about here, don't you little
buddy?

sailboat buying strategy
 

On 6/9/2010 12:23 AM, nom=de=plume wrote:
snip
skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.


Wrong answer.

sailboat buying strategy
 

On 6/9/2010 12:29 AM, nom=de=plume wrote:

"Tim" wrote in message
...
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.


There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted
by right-wing bs, I don't see you having much to say about how these two
bozos are off topic. Yet, when someone on the left makes a political
statement, you get bent out of shape. Why is that?


It might just be something else besides your politics. The fact that you
are a snotty bitch might be part of it. And there is the asshole
characteristic, and etc. etc. etc.

sailboat buying strategy
 

On 6/9/2010 12:28 AM, nom=de=plume wrote:

"Frogwatch" wrote in message
snip
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

No. Not about boats. It's all about your right-wingnut bull that you
seem to think you can dump on this newsgroup without a response. Well,
you can't. You're a loud-mouth, foul-mouth moron, who is all about you
and isn't interested in anyone else. You have no place in society, and
you work to make sure no one else has a place either.


Define "it". And don't go all hooky balooky on us. It's uncalled for.

sailboat buying strategy
 

"hk" wrote in message
...
In article ,
says...

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually
and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better part
of
1-2 years, the other two will head back into the grinder in less than
a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter
now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong. :)


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

You don't want to consult me? You know I'm the best at everything, have
done everything there is in boating, and have owned a hundred different
boats. You do believe everything I talk about here, don't you little
buddy?

That you looney??
Man, you are getting loonier by the day.

sailboat buying strategy
 

On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a late
payment.

sailboat buying strategy
 

"Frogwatch" wrote in message
...
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

--------
Following this new and twisted logic, with your trailer house in the woods,
hate of air-conditioning and old cheap boats, shouldn't you be a liberal?