sailboat buying strategy
 

YukonBound wrote:


"nom=de=plume" wrote in message
...

"YukonBound" wrote in message
...


"nom=de=plume" wrote in message
...

"Wayne.B" wrote in message
...
On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume"

wrote:

I'd be interested to hear what those who've made major purchases,
such as
for a boat, have done (or not done) along these lines. Did you
pretty much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance
costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or
buying it
with the wrong people. That may sound obvious but it happens all
the
time. Have all of you spent a lot of time together on a boat
before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Yes, good point about insurance. We haven't really talked about
that much, nor investigated, other than saying, yes, we need some.

We're going to charter... definitely the smart thing to do. Might
have an opportunity to do that for about a six-week stretch this
summer. We've spent some time on a boat, but not more than a few
weeks. I think it's a viable plan. Perhaps we could just live in a
van in parking lot behind a 7/11 for a few weeks. Seems like that
would be pretty close. :)


The former Larry from Charleston (yes, the half decent Larry) had a
little spiel that he wrote whenever someone dreamed about spending a
lot of time on a cruising sailboat.
It got the point across.

I'd love to see it. Is there a link?


I wonder if he's hanging around the rec.boats.cruising newsgroup?
I'll ty and put a feeler out.
"ty" harder.

sailboat buying strategy
 

"Jim" wrote in message
...
nom=de=plume wrote:

"mmc" wrote in message
g.com...

"Frogwatch" wrote in message
...
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

--------
Following this new and twisted logic, with your trailer house in the
woods, hate of air-conditioning and old cheap boats, shouldn't you be a
liberal?


Another idiot... can't even read, too stupid to try. Wow.


So, name-caller, logic not required to be a lawyer, eh?
You completely misunderstood what mmc said.

Jim - Learned to read early on.

Do tell. What did mmc say? Jim - never learned to read early on.

sailboat buying strategy
 

nom=de=plume wrote:

"Jim" wrote in message
...
nom=de=plume wrote:

"mmc" wrote in message
g.com...

"Frogwatch" wrote in message
...

On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

--------
Following this new and twisted logic, with your trailer house in the
woods, hate of air-conditioning and old cheap boats, shouldn't you
be a liberal?


Another idiot... can't even read, too stupid to try. Wow.


So, name-caller, logic not required to be a lawyer, eh?
You completely misunderstood what mmc said.

Jim - Learned to read early on.

Do tell. What did mmc say? Jim - never learned to read early on.


You decide when to learn to parse words.
I'll decide when I want to answer a flake's questions.

Jim - Folks shouldn't get all tied up in politics. Sometimes a flake is
just a flake.

sailboat buying strategy
 

On 09/06/2010 8:43 AM, JustWaitAFrekinMinute! wrote:
On Jun 9, 9:04 am, Jeddadiah wrote:
On 6/9/2010 12:29 AM, nom=de=plume wrote:





wrote in message
...
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted
by right-wing bs, I don't see you having much to say about how these two
bozos are off topic. Yet, when someone on the left makes a political
statement, you get bent out of shape. Why is that?

It might just be something else besides your politics. The fact that you
are a snotty bitch might be part of it. And there is the asshole
characteristic, and etc. etc. etc.- Hide quoted text -

- Show quoted text -

You guys still think Harrys' sister is buying a sailboat? HA! Some
folks never learn. She is full of ****, just like her tenant in the
basement...


Didn't fool me. My guess is the best she/it has is a picture of the
beached S.S. Minnow.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On 09/06/2010 1:07 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:28 AM, nom=de=plume wrote:

"Frogwatch" wrote in message
snip
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

No. Not about boats. It's all about your right-wingnut bull that you
seem to think you can dump on this newsgroup without a response. Well,
you can't. You're a loud-mouth, foul-mouth moron, who is all about you
and isn't interested in anyone else. You have no place in society, and
you work to make sure no one else has a place either.


Define "it". And don't go all hooky balooky on us. It's uncalled for.

You are definitely an "it."

And since you claim to be a she, that makes you a sh-it.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On 09/06/2010 1:25 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 3:05 PM, nom=de=plume wrote:

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used
individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke
after a
major purchase (e.g., with our two mortgages, we can afford
twice the
current monthly payment), it gives us the ability to incur
after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and
extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less
than a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to
double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and
forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay
for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a
late payment.

I'll bet you're too stupid to understand how a contract works. Oh wait,
I get it. You've never been able to get a mortgage...


Did you read the document, all of it? That's the contract you made
with the bank. Get back to us when you've read it and understand it,
buffalo butt.

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...

You are no more a lawyer than I am, but I have a job. And you?

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On 09/06/2010 2:42 PM, nom=de=plume wrote:

"Jeddadiah Smith" wrote in message
...
On 6/9/2010 3:25 PM, nom=de=plume wrote:

Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends
are lawyers. We tend to read contracts. Can you read? I think someone is
typing your posts for you...


Bull****. Just one of your fantasies.

Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep
replying to all of my posts. You and the moose should get together!

He she-it, take the butt plug out and let it flow. It is your fantasy.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On 08/06/2010 10:23 PM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 5:04 PM, nom=de=plume wrote:

"Frogwatch" wrote in message
...

On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

?? It's $300K while having a luxury car (2001) and one mortgage.

Sounds like you're very angry. Too bad. You should take a pill or
something.

Basically, you're unwilling to give up your political rant no matter
what. Then, you claim you're only going to talk about on-topic stuff. I
think you're just a fool. Sorry if that ****es you off. Honestly, it's
really a turnoff, mainly because it's impossible to have a rational
discussion with someone who is so filled with loathing.

My guess for you, unemployed and skint. Nothing for anybody else to be
****ed of except for yourself at yourself.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.

I don't need to date, or rather I have a date every day. Happily
married for 20 years this summer. Real fox too...5'6" 100 lbs, less
than 1/3rd your tonnage. Likes boating too.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On 09/06/2010 6:58 AM, Jeddadiah Smith wrote:
On 6/9/2010 12:23 AM, nom=de=plume wrote:
snip
skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.


Wrong answer.

Now she-it will tell us how well traveled she-it is.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

"Canuck57" wrote in message
...
On 09/06/2010 6:58 AM, Jeddadiah Smith wrote:
On 6/9/2010 12:23 AM, nom=de=plume wrote:
snip
skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.


Wrong answer.

Now she-it will tell us how well traveled she-it is.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

Well-travelled? Sure, but I stay out of slums like your neighborhood for
sure! LOSER!