wrote in message
news
On Wed, 24 Mar 2010 10:34:53 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Wed, 24 Mar 2010 01:09:34 -0500, Jim wrote:

We don't have to wait long to see. What do you think "open season"
will look like this year?


We'll see. I think the sleazy Dems have an ace up their sleeve with
that Health Insurance Rate Authority that 'Bama tried to get included
in the Senate Bill. The parliamentarian kicked it out of the
reconciliation process - Byrd rule - so it won't get passed in the
current bill.

The insurance companies will not have much trouble justifying their
rate increases., they just have to present the underwriter's report
about the extra cost of insuring "kids" until they are 26, picking up
"preexisting conditions" and removing caps.
It is pure dollars and cents. There ain't no free lunch.


"Jim" is an idiot. The ins. companies need more regulation. It's not a
free
lunch, but most people are willing to pay more for actually getting
something of value. It's not "pure dollars and cents."


The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.

Not completely. The prices are enhanced/determined by a group of people with
one thing in mind... profit.

They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.

It's a simple business that has no business involved in healthcare
decisions. Profit and people's health are not really compatible.

--
Nom=de=Plume

On Thu, 25 Mar 2010 14:40:26 -0400, wrote:




This is no big secret, they are publicly traded companies.
The profit margin for insurance companies is in the 3-4% range. That
is far less than the fraud and abuse rate in government programs.
It is also lower that the medical conglomerates and pharmaceutical
companies that just got a huge stimulus.

and 30% of their revenue is for administrative costs

vs less than 10% for govt programs

In article ,
says...

On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..

Insurance companies are currently raising prices... did you miss that? It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist, not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?


Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.

I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.
I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.

Yeah, let's just start 50,000 new little ACORN offices to skim and steal
even more money from us. Just what we need...

Scotty

--
For a great time, go here first... http://tinyurl.com/ygqxs5v

On 3/24/10 7:12 AM, I am Tosk wrote:
In ,
says...

On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..

Insurance companies are currently raising prices... did you miss that? It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist, not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?


Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.

I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.
I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.

Yeah, let's just start 50,000 new little ACORN offices to skim and steal
even more money from us. Just what we need...

Scotty


From us? You don't work, you have no earnings, and you don't pay taxes.

wrote in message
...
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..

Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?


Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.

I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.

Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.

--
Nom=de=Plume

nom=de=plume wrote:
wrote in message
...
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..
Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?

Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.
I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.

Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.

Let's see the stats you are looking at.

On Wed, 24 Mar 2010 13:48:30 -0400, anon-e-moose
wrote:

nom=de=plume wrote:
wrote in message
...
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..
Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?

Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.
I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.

Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.

Let's see the stats you are looking at.

If you're concerned why not find your own stats, lazy ass?

Plume, this smells like another Jim incarnation. His nose is brown
and he posts all day. He has nothing better to do that buttsniff and
carp.

On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

wrote in message
.. .
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..

Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?


Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.

I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.

Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.

There are shortages on GP doctors, since specialization pays
significantly more, the number of doctors becoming GPs is less and
less.

Sort of like school teachers who are underpaid to teach 1st grade and
should be paid equivalent to tenure professors based on the service
they provide.

It's not an equitable system.

On Thu, 25 Mar 2010 01:45:29 -0400, wrote:

On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

It takes me a couple weeks to get into my primary care doctor now.
They say if you need an appointment earlier go to the emergency room.
It is apparent there are more patients than the doctors can handle.

If you need to see a specialist, you can probably get in right away.
The GPs are in shorter supply. The money is in specialization.

Several friends who are doctors, some GPs others specialists. The GPs
feel like superior humans because they're on the front lines foregoing
the big pay outs, the specialists think they're smart 'cause they're
hauling down the big bucks and don't have to see the cattle call of
patients.

I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!

"jps" wrote in message
...


I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!

Something struck me as both ironic and funny when I read this.