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On Sat, 24 Oct 2009 21:07:21 -0700, "nom=de=plume"
wrote: "jps" wrote in message .. . On Sat, 24 Oct 2009 12:36:31 -0400, Jim wrote: Burst yours didn't I. No you didn't. You sure do have a big head. lol lol It's not easy to burst stone. If you plonk him, he'll change his name every day. Best policy is to ignore. Take a lesson from a real big-headed woman. Just say no. He's just such a pill. I'm going to ignore him. Maybe I'll plonk him, maybe not. He'll never know... Pill is a good description. Ignore the ignorance. Good bumper sticker for those of us who've exchanged posts with Fla Jim. |
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On Sat, 24 Oct 2009 22:18:27 -0500, Vic Smith
wrote: On Sat, 24 Oct 2009 22:36:57 -0400, wrote: From what I have seen over the years a high deductible policy is not really that expensive but that means you actually have to spend some of your own money for your day to day "maintenance" and you are really only covered for that catastrophic ailment boogie man everyone talks about. My IBM policy is $3000 deductible. Mine is $500 and then I still pay 20%. Since we're paying $5k in premium $3k is a drop in the bucket. We only do annual exams, and this year I had a colonoscopy. When I get the bill I might find I would have saved having no insurance at all. I don't mind a high deductible, and look at insurance as catastrophe prevention. Bottom line is I don't want to lose my house or go bankrupt. That 20% could break me in a catastrophe. I'm looking at plans now, and I keep seeing this line that says "Pre-existing conditions are excluded from coverage." Sweet deal. --Vic Isn't there a gross cap on expenditures that you have to contribute 20%? I seem to remember our policies having a cap, like 10K... Have to look. |
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On Sat, 24 Oct 2009 21:10:06 -0700, "nom=de=plume"
wrote: wrote in message .. . On Fri, 23 Oct 2009 14:01:23 -0700, "nom=de=plume" wrote: wrote in message ... On Fri, 23 Oct 2009 12:52:52 -0700, "nom=de=plume" wrote: What if it's not criminal? What if it's criminal, but can't be prosecuted for various techincal reasons? $250K is nothing. OIC... buy more unaffordable insurance is the answer! NOT You are going to pay one way or the other as long as mal-practice is just another insurance item. There is no incentive to stop bad doctors, they just let them continue screwing up and passing the cost on to the public. People like you who think a quarter of a million is not just compensation are just increasing the size of the problem. The reality is there is no way to compensate someone for mal-practice. Lawyers invented this cash payout model, just because they get a third to half of the money. Sweet deal. Don't stop bad doctors, cash in on them. Sorry, but tort reform and caps on compensation for loss are small items in the scheme of healthcare reform. How about no pre-existing conditions? How about removing the anti-trust exemptions? How about ensuring competition in the ins. field? Those are the big items. You miss the point. As long as there is a big fat tort pie out there to be had and nobody will address incompetent doctors it is a huge problem. Everyone acts like a fat judgement will protect them from a bad doctor. That is lunacy unless you are just planning on getting hurt for the money. I say dump the whole thing. You can only go after real measurable financial damages and the doctor pays, not the insurance company. Let them go bankrupt for a change. Do it in criminal court where the law has some teeth. What about pain and suffering? And, again, what if there's no criminal behavior that can be determined? Then what? Pain and suffering are just something invented by lawyers to pad their bankroll. If I cause someone pain and suffering by punching them in the nose I go to jail I agree that if someone changes insurance, they should get a break on pre-esisting conditions (perhaps bringing some money along from the company they have been paying into) but if this is someone who made the conscious choice NOT to buy insurance, then they get sick and suddenly want it ... fkm. You spun the wheel and took your chances. Sell all of that "stuff" you needed more than insurance. Pre-existing conditions according to whom.. the ins. companies? They consider rape a pre-existing condition. The point is if you didn't buy insurance when you were healthy, just to save some money, tough. I would agree to a mandatory coverage law. You have to buy insurance. It's not quite so simple as fkm. They show up the emergency room. Should we let them die after we quiz them about their ins. card? It is like someone who chose not to buy collision insurance then wants it after they totaled their car. Not really. Not even the same scale.... Same principle tho Pre-existing condition guarantees will have to come with a mandatory insurance law. As for the other business issues, state lines, anti trust etc, much ado about nothing as far as I see. Just open it up and let them go at each other in a 50 state marketplace. Unfortunately it is the insurance companies who prefer the current 50 separate company model.. Then, you're not looking at the cost factors of those things, esp. compared to the items you mentioned. The biggest cost factor, the actual care, is being ignored by everyone. Perhaps, that's certainly a big number. Something like 70% of docs want a public option or single payer. They're just as sick of the paperwork as everyone else. Don't talk to them about Medicare. The docs I know as friends think It's just as bad as dealing with the insurance companies. |
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Don White wrote:
"John H." wrote in message ... On Sat, 24 Oct 2009 13:16:10 -0300, "Don White" wrote: "John H." wrote in message ... On Sat, 24 Oct 2009 10:59:23 -0300, "Don White" wrote: I had to flush The Freak and Looney Tunes also. Too bad...I had hoped we could beat some sense into them, but they've been taken over by the dark side. I stay on the Lt Colonels case because he's the one guy who should know better.... unless they sell commissions in the US Army these days. Hi Don. Are you ready to stop with the immature name-calling and personal insults yet? It would improve the atmosphere, no? I'm watching your lead..Lt Colonel. Don, it's nice of you to call me that, but I'm no longer entitled to that. Now it would be LTC Ret. It's really not fair to the LTC's doing the work, if you know what I mean. When I refer to your rank of Lt Colonel....I mean in the Dope Army. Thought that might be the case. So you have imaginary toy soldiers running around in that empty head of yours? |
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nom=de=plume wrote:
"jps" wrote in message ... On Sat, 24 Oct 2009 12:36:31 -0400, Jim wrote: Burst yours didn't I. No you didn't. You sure do have a big head. lol lol It's not easy to burst stone. If you plonk him, he'll change his name every day. Best policy is to ignore. Take a lesson from a real big-headed woman. Just say no. He's just such a pill. I'm going to ignore him. Maybe I'll plonk him, maybe not. He'll never know... The suspense is killing me. Lol lol |
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On Sat, 24 Oct 2009 23:28:38 -0300, "Don White"
wrote: "John H." wrote in message .. . On Sat, 24 Oct 2009 13:16:10 -0300, "Don White" wrote: "John H." wrote in message ... On Sat, 24 Oct 2009 10:59:23 -0300, "Don White" wrote: I had to flush The Freak and Looney Tunes also. Too bad...I had hoped we could beat some sense into them, but they've been taken over by the dark side. I stay on the Lt Colonels case because he's the one guy who should know better.... unless they sell commissions in the US Army these days. Hi Don. Are you ready to stop with the immature name-calling and personal insults yet? It would improve the atmosphere, no? I'm watching your lead..Lt Colonel. Don, it's nice of you to call me that, but I'm no longer entitled to that. Now it would be LTC Ret. It's really not fair to the LTC's doing the work, if you know what I mean. When I refer to your rank of Lt Colonel....I mean in the Dope Army. Wow, Don. I guess you're just way too smart for me. So keep up with your attempted insults and your name-calling. Maybe one day Harry, who doesn't even answer most of your stuff any more, will adopt you. Then you'll have an 'official' father figure. Go for it. |
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"Jim" wrote in message ... Don White wrote: "John H." wrote in message ... On Sat, 24 Oct 2009 13:16:10 -0300, "Don White" wrote: "John H." wrote in message ... On Sat, 24 Oct 2009 10:59:23 -0300, "Don White" wrote: I had to flush The Freak and Looney Tunes also. Too bad...I had hoped we could beat some sense into them, but they've been taken over by the dark side. I stay on the Lt Colonels case because he's the one guy who should know better.... unless they sell commissions in the US Army these days. Hi Don. Are you ready to stop with the immature name-calling and personal insults yet? It would improve the atmosphere, no? I'm watching your lead..Lt Colonel. Don, it's nice of you to call me that, but I'm no longer entitled to that. Now it would be LTC Ret. It's really not fair to the LTC's doing the work, if you know what I mean. When I refer to your rank of Lt Colonel....I mean in the Dope Army. Thought that might be the case. So you have imaginary toy soldiers running around in that empty head of yours? ....and speaking of dopes.....right on cue! |
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"John H." wrote in message ... On Sat, 24 Oct 2009 23:28:38 -0300, "Don White" wrote: "John H." wrote in message . .. On Sat, 24 Oct 2009 13:16:10 -0300, "Don White" wrote: "John H." wrote in message m... On Sat, 24 Oct 2009 10:59:23 -0300, "Don White" wrote: I had to flush The Freak and Looney Tunes also. Too bad...I had hoped we could beat some sense into them, but they've been taken over by the dark side. I stay on the Lt Colonels case because he's the one guy who should know better.... unless they sell commissions in the US Army these days. Hi Don. Are you ready to stop with the immature name-calling and personal insults yet? It would improve the atmosphere, no? I'm watching your lead..Lt Colonel. Don, it's nice of you to call me that, but I'm no longer entitled to that. Now it would be LTC Ret. It's really not fair to the LTC's doing the work, if you know what I mean. When I refer to your rank of Lt Colonel....I mean in the Dope Army. Wow, Don. I guess you're just way too smart for me. So keep up with your attempted insults and your name-calling. Maybe one day Harry, who doesn't even answer most of your stuff any more, will adopt you. Then you'll have an 'official' father figure. Go for it. Too bad the Army didn't provide you with one. It might have made a difference in your outlook. |
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