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#1
posted to rec.boats
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On Sat, 08 Aug 2009 06:13:23 -0500, thunder
wrote: On Fri, 07 Aug 2009 20:39:41 -0400, Wizard of Woodstock wrote: This, however, ain't the answer. Growing health care from 18% to 30% of GDP isn't sound either. Want an example? My daughter treat a lot of Medicare/Medicade, Plan B people along with her regular patient load. She and her partner have to hire what is called a "coder" - Medical Coding Specialist - just to fill out the paperwork properly to send in for reimbursement which takes it's sweet time getting back to her - as much as six to eight months in general and it's just about covers her expenses - as a rule. At least she does get paid. Have you ever asked her about dealing with private insurers? If she's like most doctors I know, she won't have anything good to say about them, either. I have a sister that worked in one of the larger, well known, health insurers, until she couldn't deal with the ethical strain. The standard practice was to deny, deny, deny, approve. The company figured that at every denial, a percentage of clients would stop, saving the company $$$. For someone dealing with an illness, or a loved ones illness, fighting an insurer is stress that is not needed. $85,000/yr for a Medical Coding Specialist. Her practice is her, her partner (a surgeon), an NP and a PA. Four direct care providers supported by 2 nurses, 4 clerks, an office manager and this coding specialist. That's what's broken about health care. You know, Medicare's overhead is @ 3%. That compares quite favorably with the 15-25% of the typical HMO. Personally, I haven't seen anything overly onerous in H.R. 3200. What exactly are your concerns about it? When my wife was in the hospital I spent hours on the phone when I started getting bills from providers that should have been covered by my private insurance. Blue Cross Illinois - a major HMO. Some were "coding errors." Who said they were coding errors? Why, Blue Cross Illinois of course. BTW, most of time on the phone was with a company salaried insurance "ombudsman." I suspect she made a good salary. There were other stalling tactics beyond coding errors. The private bureaucracies passing the buck were legion, and made any gov office, even the DMV, look like a model of efficiency. If it hadn't been for the company woman handling most of it I could have gone postal. Standardization and computerization of coding should eliminate this bull**** right away. Should be part of any plan of reform, however it goes. --Vic |
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#2
posted to rec.boats
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On Sat, 08 Aug 2009 11:46:59 -0500, Vic Smith
wrote: Standardization and computerization of coding should eliminate this bull**** right away. Should be part of any plan of reform, however it goes. Your assuming that the insurance companies want to fix it. Unfortunately there's a lot of circumstantial evidence that they regard the delays as a business opportunity. |
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#3
posted to rec.boats
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On Sat, 08 Aug 2009 13:35:15 -0400, Wayne.B
wrote: On Sat, 08 Aug 2009 11:46:59 -0500, Vic Smith wrote: Standardization and computerization of coding should eliminate this bull**** right away. Should be part of any plan of reform, however it goes. Your assuming that the insurance companies want to fix it. Unfortunately there's a lot of circumstantial evidence that they regard the delays as a business opportunity. No, I don't assume that. My post made pretty clear I was skeptical about the so-called coding errors. Reform is also unwanted by the major providers. The scumbag doing the scare tactic ads opposing reform led the company that was fined $1.5 billion by the gov for medicare fraud. Yes, $1.5 billion. Might be a record there. I have no illusions about the business end. --Vic |
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