"jps" wrote in message
...

There's a ton of small businesses like mine that are already stressed
by the cost of providing health care. Expect there are a lots having
to drop coverage because of cost. Ours has been going up at more than
10% a year and we've had to opt for inferior coverage to what we had
originally to keep it within our means.

I suppose if you're not currently operating a business, you might be
unaware how challenging the situation is...


I, for one, am well aware of the challenge presented to small businesses
with regard to health insurance programs. I witnessed it go from an
affordable benefit that a company could offer and pay 100 percent of the
premiums for to a major component of operating costs over a relatively short
period of time.

For this reason, I've long been an advocate of returning to the "Major
Medical" form of health insurance coverage that existed before the HMO/PPO
programs became popular, starting back in the 80's. They marked the
beginning of the expodential rise in health insurance premiums that small
businesses have had to absorb since. Large corporations can often (and do)
self-insure, but a small business can't.

Health insurance, like other forms of insurance, should be to prevent the
financial wipeout of an individual and his/her family in the event of a
catastrophic injury or health problem. It should not be designed to cover
every little ailment or boo-boo that comes along that can easily and
routinely treated at home.

It's another example of passing personal responsibily off to someone else to
take care of, just like how school systems are now expected to teach kids
about everything under the sun in addition to traditional academic subjects.

The current administration's plan for health plan responsibilities are
certainly not in the best interests of your small business.

Eisboch