*So you may be able to buy a boat cheap but you might have to pay cash for
it.

At probable prices, that shouldn't be a problem for anyone who can afford
the upkeep and maintenance. *

But the cost of inflation will make sure that the $$$ you have are
greatly reduced in purchasing value; plus, the cost of maintenance,
etc. will escalate by the same value % of what you lost in capital
value ..... double whammy = your money is now less valuable and
everything will cost a LOT more.
Two 'characters' are essentially and primarily responsible for all
this - senate banking and house banking committees. These two vital
congressional committees for the past 10 years (!!!!!) saw that the
underpinnings of the financial system (Fanny Mae and Freddy Mac) were
increasingly weakened to the point of corrupt, gave no warnings, and
simply sat on their dead asses. The chairmen (Dodd and Frank) of
these committees are leading socialistic members of the US Congress.
This is the 'change' that everyone voted for in 2006; I hope you all
are happy now.