[no experience]
... limited time...
... don't want to make mistakes...


Don't buy anything. Get some experience. Take courses at sailing clubs,
rent their boats; then offer yourself to slave and grind for a couple
racing boats. For power boats, join the Canadian version of the Coast
Guard Auxiliary - members with boats need members without boats to crew
and help to patrol and inspect and generally get out on the water.

Take the courses offered by the CG. Boating isn't brain surgery, but
then again, neither is driving, and look what happens there. Lots of
grief possible, for no good reason, so approach things with respect.

But really: If you've just got to impress the opposite sex right now,
forget the boat and take them on a white-water rafting trip. Cheaper,
safer, more exciting (on average), better food (unless you're a gourmet
cook). Or something like that.

Boat ownership is a great life, but a real costly hobby.

Rufus