JimH wrote:


Public insurance translated means government run insurance.............no
thanks.

In British Columbia we have mandatory 3rd party automobile liability
insurance through the government insurance company ICBC.

You can also purchase comprehensive or collision insurance through
them, or a private company. Last time I got a quote, the private
company was MORE money than the government run one. And I've got a
very good driving insurance record.

Why not have an government insurance agency, with a larger pool of
insureds to help lower the premium? Excess profit in the government
agency means premiums get lowered the next year. A larger
organization like ICBC seems to be more efficient than 15 smaller
companies.

When I lived in the US, 1/3 of our doctor's office was taken up by
people dealing with all the health insurance companies. It seemed
very inefficient.

There seems to be a tendency in the US to really fear many forms of
government programs.

Evan Gatehouse