On Tue, 11 Apr 2006 15:17:04 -0400, JimH wrote:

Public insurance translated means government run insurance.............no
thanks.

I'm presuming you're American (osudad) and have never had any experience
with public insurance, so I have to ask myself on what your rejection of
the idea is based. Ideology? pfftt.... There are places in the world
where this works very well. People get the coverage they want, at rates
they find acceptable AND profits go toward public services like schools,
roads, hospitals... What's not to like?

Why are you so bitter about insurance company's?

I've had long experience with private insurance.....no thanks. Rates and
policies are legalised theft and extortion.

They are in the business
of making a profit for their shareholders....

My point exactly, their primary reasons for being are not to meet the
needs of those paying for their services, but rather to increase profit.
It just boggles my mind that so many cannot see the inherent
inappropriateness of this scenario.

and adjust rates accordingly
to attain that goal. Don't like what one company charges....find
another. There are plenty to go around.

And where I live you can't find a statistically significant difference
in premiums between any of the companies.

Don't like the high rates you
pay because you live in hurricane alley.......then move.

Don't live in hurricane alley...top end of tornado alley. I shouldn't
have to even contemplate moving because the company I pay large $$ to
insure against potential loss, inflates rates to show profits more in line
with stock trader's "earnings expectations" than to cover actual losses
and still show a profit. Big difference there.

We are all paying for the hurricane damage to your boats, cars and
houses with our insurance premiums and with our taxes through government
subsidies and other government spending. I for one am damn tired of
doing so.

So pay up or move. Don't ask me to continue to subsidize you though.

now I understand, you're allright, but anyone who suffers a loss can go
pound salt. Nice. I don't get it. You along with
tens of millions of other premium payers will willingly keep coughing up
more and more $$ for less and less coverage, all the while blaming the
increasing cost of premiums on claimants --which isn't at all the main
cause-- and yet never consider for a moment that there might be a better
insurance solution that meets the insurance customer's needs first.
Absolutely bizarre.