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  #1   Report Post  
Jeff Morris
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

Could you tell us what law this is? I'm curious because I put in an Amazon
order yesterday and they say it might be shipping tomorrow, but the charges have
already shown on my credit card. I know that many venders honor the practice of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the law is
clear.

dougeies, it is against federal law to charge a credit card before

services are
rendered/product is shipped. What word don't you understand?


Are you sure about that? I have had a web-shop, using PayPal. The moment
someone ordered a product, Paypal immediately charged his/her creditcard and
an e-mail was sent to me to inform me of the payment made so I could ship
the goods. This is standard practise. Now don't tell me the entire Paypal
system would be against federal law.

Meindert












  #2   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

US Federal law.

Could you tell us what law this is? I'm curious because I put in an Amazon
order yesterday and they say it might be shipping tomorrow, but the charges
have
already shown on my credit card. I know that many venders honor the practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the law

is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The moment
someone ordered a product, Paypal immediately charged his/her creditcard

and
an e-mail was sent to me to inform me of the payment made so I could ship
the goods. This is standard practise. Now don't tell me the entire Paypal
system would be against federal law.

Meindert




















  #3   Report Post  
Jeff Morris
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

In other words, you don't know, you just made it up. Typical jaxie - make up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in an Amazon
order yesterday and they say it might be shipping tomorrow, but the charges
have
already shown on my credit card. I know that many venders honor the practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the law

is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The moment
someone ordered a product, Paypal immediately charged his/her creditcard

and
an e-mail was sent to me to inform me of the payment made so I could ship
the goods. This is standard practise. Now don't tell me the entire Paypal
system would be against federal law.

Meindert






















  #4   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

jeffies, is was -- to say the least -- very big news some time back. ask your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical jaxie - make up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in an

Amazon
order yesterday and they say it might be shipping tomorrow, but the

charges
have
already shown on my credit card. I know that many venders honor the

practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the

law
is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The

moment
someone ordered a product, Paypal immediately charged his/her

creditcard
and
an e-mail was sent to me to inform me of the payment made so I could

ship
the goods. This is standard practise. Now don't tell me the entire

Paypal
system would be against federal law.

Meindert






























  #5   Report Post  
Jeff Morris
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

On a whim, I did a simple google and within a few minutes found a number of docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within 30 days.
Some credit card companies may require "ship before bill" but it is not the law.

BTW, I usually pay Boat/US by credit card, and they always say "do you want me
to charge this now?" Since its usually a few days before renewal, (and well
within the grace period) I always say yes.



"JAXAshby" wrote in message
...
jeffies, is was -- to say the least -- very big news some time back. ask your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical jaxie - make up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in an

Amazon
order yesterday and they say it might be shipping tomorrow, but the

charges
have
already shown on my credit card. I know that many venders honor the

practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the

law
is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The

moment
someone ordered a product, Paypal immediately charged his/her

creditcard
and
an e-mail was sent to me to inform me of the payment made so I could

ship
the goods. This is standard practise. Now don't tell me the entire

Paypal
system would be against federal law.

Meindert


































  #6   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

jeffies, you screwed up *again*. what you quoted is the FTC regulation
regarding ship after order date for mail orders. It is a $10,000 fine to ship
*after* 30 days *after* an order.

The charging only after shipment or customer authorization to charge earlier is
in no way related to the FTC 30-Day Mail Order rule.

It is against the law to charge a credit card before shipment unless specificly
authorized by the credit card user.

On a whim, I did a simple google and within a few minutes found a number of
docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within 30
days.
Some credit card companies may require "ship before bill" but it is not the
law.

BTW, I usually pay Boat/US by credit card, and they always say "do you want
me
to charge this now?" Since its usually a few days before renewal, (and well
within the grace period) I always say yes.



"JAXAshby" wrote in message
...
jeffies, is was -- to say the least -- very big news some time back. ask

your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical jaxie - make

up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in an
Amazon
order yesterday and they say it might be shipping tomorrow, but the
charges
have
already shown on my credit card. I know that many venders honor the
practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the
law
is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The
moment
someone ordered a product, Paypal immediately charged his/her
creditcard
and
an e-mail was sent to me to inform me of the payment made so I could
ship
the goods. This is standard practise. Now don't tell me the entire
Paypal
system would be against federal law.

Meindert








































  #7   Report Post  
Jeff Morris
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

Sorry jaxie, you're still making up BS. Here's another FTC link, which is
pretty explicit that goods must be shipped within 30 days of payment. However,
there is no "$10,000" penalty, there are guidelines for how to offer to return
the money.

http://www.ftc.gov/bcp/conline/pubs/.../mailorder.htm

"When you offer to sell merchandise, you must have a "reasonable basis" for:
any express or implied shipment representation, or
believing you can ship within 30 days of receipt of an order -- if you
make no shipment representation or if the shipment representation is not clear
and conspicuous.
....
The "clock" on your obligation to ship or take other action under the Rule
begins as soon as you receive a "properly completed" order. An order is properly
completed when you receive the correct full or partial (in whatever form you
accept) payment, accompanied by all the information you need to fill the order.
Payment may be by cash, check, money order, the customer’s authorization to
charge an existing account (including one you have created for the customer),
the customer’s application to you for credit to pay for the order, or any
substitute for these transactions that you accept.
It is irrelevant when you post or deposit payment, when checks clear, or when
your bank credits your account. The clock begins to run when you receive a
properly completed order."


"JAXAshby" wrote in message
...
jeffies, you screwed up *again*. what you quoted is the FTC regulation
regarding ship after order date for mail orders. It is a $10,000 fine to

ship
*after* 30 days *after* an order.

The charging only after shipment or customer authorization to charge earlier

is
in no way related to the FTC 30-Day Mail Order rule.

It is against the law to charge a credit card before shipment unless

specificly
authorized by the credit card user.

On a whim, I did a simple google and within a few minutes found a number of
docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within 30
days.
Some credit card companies may require "ship before bill" but it is not the
law.

BTW, I usually pay Boat/US by credit card, and they always say "do you want
me
to charge this now?" Since its usually a few days before renewal, (and well
within the grace period) I always say yes.



"JAXAshby" wrote in message
...
jeffies, is was -- to say the least -- very big news some time back. ask

your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical jaxie - make

up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in an
Amazon
order yesterday and they say it might be shipping tomorrow, but the
charges
have
already shown on my credit card. I know that many venders honor the
practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the
law
is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The
moment
someone ordered a product, Paypal immediately charged his/her
creditcard
and
an e-mail was sent to me to inform me of the payment made so I could
ship
the goods. This is standard practise. Now don't tell me the entire
Paypal
system would be against federal law.

Meindert










































  #8   Report Post  
Rosalie B.
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

"Jeff Morris" wrote:

Could you tell us what law this is? I'm curious because I put in an Amazon
order yesterday and they say it might be shipping tomorrow, but the charges have
already shown on my credit card. I know that many venders honor the practice of
only billing after shipping, but I don't think its the law.

I made a reservation at a marina for the winter - made the reservation
in October to be there December 15th. The whole charge was on my
credit card the next day. They did not wait until December to charge.


"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the law is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The moment
someone ordered a product, Paypal immediately charged his/her creditcard and
an e-mail was sent to me to inform me of the payment made so I could ship
the goods. This is standard practise. Now don't tell me the entire Paypal
system would be against federal law.

Meindert












grandma Rosalie
  #9   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

I made a reservation at a marina for the winter - made the reservation
in October to be there December 15th. The whole charge was on my
credit card the next day. They did not wait until December to charge.


did they ask for payment up front? Likely, as that is common, otherwise they
have to keep tied up a slip for which you might never show up for.
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