... Yup, October 31st is a significant date for boaters in NY. ...

Why? What happens?

Insurance ends at marinas and clubs.
All city run marinas close.
Most clubs close.
Private insurance doesnt cover winter sailing (Boat US and others here) unless
specified.
The only boats that stay in the water here are people who own their own slips
or have live-aboard status at certain clubs.

RB

"Bobsprit" wrote in message

... Yup, October 31st is a significant date for boaters in NY. ...

Why? What happens?

Insurance ends at marinas and clubs.

Do you mean their public liability cover?


All city run marinas close.

Why? Surely they can still make money by staying open?


Most clubs close.

My local club has night races almost into December, with an off-season early
in the new year, reopening sometime around March. Do NY winters arrive in
November?


Private insurance doesnt cover winter sailing (Boat US and others here)
unless
specified.

I would have thought that winter sailing would be covered unless
specifically excluded - I'm sure my policy is for a year. Does your
insurance policy state that it only covers a specific period during the
year? When does it restart?


The only boats that stay in the water here are people who own their own
slips
or have live-aboard status at certain clubs.

My local, city run, marina stays open year round. The only boats that come
out are those that need anti-fouled, or those that won't be sailed until
next season (so are taken out to reduce fouling, or because the owners want
to save pontoon fees by parking on the hard for a few months).


--
Wally
I demand rigidly-defined areas of uncertainty!
www.art-gallery.myby.co.uk

All city run marinas close.

Why? Surely they can still make money by staying open?

Most boaters stop using their boats by early or mid-october here. It's rare to
see a sailboat in November. I kept my boats in for two winters and did some
sailing. We never saw other sailboats.

RB

without insurance? that's very risky given your past track record.


"Bobsprit" wrote ...
I kept my boats in for two winters and did some
sailing.

why would I need ins. on a $5,000 boat?'

Lawsuit from the boater you ram. Heart attack from wife cranking undersized
winches. Because 5K is like 500K to you.

Capt RB

Lewmar ST 40's are undersized? You know nothing about boats.


"Bobsprit" wrote in message
...
why would I need ins. on a $5,000 boat?'

Lawsuit from the boater you ram. Heart attack from wife cranking
undersized
winches. Because 5K is like 500K to you.

Capt RB

without insurance? that's very risky given your past track record.

We had extended insurance from Chabina at the time. We never had injury or
damage. You? Didn't you just lose a starboard light from a "supposed"
collission while you were elsewhere?

RB

no


"Bobsprit" wrote in message
...
without insurance? that's very risky given your past track record.

We had extended insurance from Chabina at the time. We never had injury or
damage. You? Didn't you just lose a starboard light from a "supposed"
collission while you were elsewhere?

RB

no

You didn't lose a nav light of some type lately with a story that you "found it
that way?"

Hmmmm?

RB

Most clubs close.

My local club has night races almost into December, with an off-season early
in the new year, reopening sometime around March. Do NY winters arrive in
November?

By November virtually all boats are on the hard. It's seasonal here.

RB