its not solved that way

Why not?

because it aint

It is when the refund exceeds what you paid in. Which will be the case
for a large nember of people.

will it?

arf meow arf - cats and dogs living together - who ya goin call
its the end of the world as you know it - filler text goes here
this is how the world ends - not with a whimper but with a bang
this is how the world ends - not with a whimper but with a bang