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Don White wrote:
"BAR" wrote in message . .. Don White wrote: "BAR" wrote in message . .. Don White wrote: "Vic Smith" wrote in message ... Truth be told, if I wanted to have something for light duty hauling, that's the type of truck I'd get. Pretty easy on the gas, isn't it? As it is, if I can't tie it up on the roof of my car (I'll pick up a few 2x4's to support sheets that flex.) I just get it delivered. For what I do now though, I can't justify a single duty truck. --Vic The 3.0 V6 is a bit thirsty and underpowered at the same time (148 hp) I can't justify mine either since I sold my sailboat last August, but I still have one year to go on the Rangers lease. We just signed the papers for a 2007 Dodge Charger SXT for my son tonight. Maybe he'll let me drive that on occasion. "We just signed the papers?" Yeah... I bought it..... he'll eventually buy it from me. I should have said I bought it. Since he's only had his drivers license for less than three years, insurance premiums are too outrageous for him to buy any kind of half decent car himself. When I bought my first new car the dealer was doing the financing and they wanted me to have a co-signer. They asked about my father, mother and anyone else. I told them if I needed a co-signer then the deal is off. They called 15 minutes later and asked me when I would like to pick up my new car. Insurance killed me. I was making $16,000 a year and insurance was about $750 a year. A couple of tickets and an accident within 4 months of each other were the cause. If my son bought the car himself, my insurance company said he would pay approx $4500.00 per year for insurance. ( probably cheaper at other 'high risk' companies) This way works better since my wife needs a vehicle to get to work and I need my Ranger truck for R&R purposes. $4500 CDN per year is quite a bit. Has your son done something to move himself into the high risk category? When we had au-pairs, from Europe, they only bumped up or insurance by about $400 per year. The were 18 years old or older and most had less than 1 years worth of driving under their belts. |
#2
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posted to rec.boats
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![]() "BAR" wrote in message . .. Don White wrote: "BAR" wrote in message . .. Don White wrote: "BAR" wrote in message . .. Don White wrote: "Vic Smith" wrote in message ... Truth be told, if I wanted to have something for light duty hauling, that's the type of truck I'd get. Pretty easy on the gas, isn't it? As it is, if I can't tie it up on the roof of my car (I'll pick up a few 2x4's to support sheets that flex.) I just get it delivered. For what I do now though, I can't justify a single duty truck. --Vic The 3.0 V6 is a bit thirsty and underpowered at the same time (148 hp) I can't justify mine either since I sold my sailboat last August, but I still have one year to go on the Rangers lease. We just signed the papers for a 2007 Dodge Charger SXT for my son tonight. Maybe he'll let me drive that on occasion. "We just signed the papers?" Yeah... I bought it..... he'll eventually buy it from me. I should have said I bought it. Since he's only had his drivers license for less than three years, insurance premiums are too outrageous for him to buy any kind of half decent car himself. When I bought my first new car the dealer was doing the financing and they wanted me to have a co-signer. They asked about my father, mother and anyone else. I told them if I needed a co-signer then the deal is off. They called 15 minutes later and asked me when I would like to pick up my new car. Insurance killed me. I was making $16,000 a year and insurance was about $750 a year. A couple of tickets and an accident within 4 months of each other were the cause. If my son bought the car himself, my insurance company said he would pay approx $4500.00 per year for insurance. ( probably cheaper at other 'high risk' companies) This way works better since my wife needs a vehicle to get to work and I need my Ranger truck for R&R purposes. $4500 CDN per year is quite a bit. Has your son done something to move himself into the high risk category? When we had au-pairs, from Europe, they only bumped up or insurance by about $400 per year. The were 18 years old or older and most had less than 1 years worth of driving under their belts. Driving back from the Stones concert in New Brunswick almost two years ago, he got a speeding ticket. That jacked up his 'occasional driver premium by 20%. he's got two marks against him... he doesn't have 5 years driving/insured and the ticket. Some companies up here just don't want the inexperienced drivers. At one time age was the big problem, but now it's experience. I sure do wish we had run the insurance companies out of the province and set up a gov't operated plan like a couple of provinces out west. |
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