JimH wrote:
"Vic Smith" wrote in message
...
On Fri, 18 Apr 2008 15:06:34 -0400, "Jim" wrote:

"JimH" wrote in message
...
Don, ignore his reply.

Hey little guy. It would be foolish for Don to ignore Reggie's advice.
It's
spot on. I don't know where your head is. On second thought, I do.
It's not so simple. Probably depends on the insurance agency.
Mine - one of the majors - has always juggled the 3 cars I insure with
them so the primary drivers are put on cars that result in the least
total premium.
They have never refused to pay any claim, though there have only been
a couple "at fault" to repair other cars and didn't add up to much.
Probably some thousands given the cost of even minor body work, but I
never asked.
There was never any question about the at fault driver - my son - not
being the primary driver for the car.
I've always been the primary driver on the cars he drove, which their
statisticians apparently thought was the most like accident prone
vehicle.
Never a Charger, however, so I can't say they would go for that.
Though the kid always wanted a Camaro, he had the sense to know
he didn't have the sense to keep out of trouble with it, or the money.
I've been with the same agency for over 30 years, and they actually
remember me when I make the occasional call, so that might make a
difference too.

--Vic

The only reason Reggie got up on his soapbox after his Google search on the
matter was to make sure Don got screwed if his scenario came true. Reggie
sealed the deal by including a key phrase (in parenthesis) in his elitist
response.

BTW: The term elitist defines Reggie well based on his nasty remark about
my Marine son who is a heavy construction equipment operator.

In case you missed his remark, here it is:

"While JimH's son is wielding a shovel, my son will be molding the minds of
the future leaders of America."

Herring later endorsed it.

Nice guys.



Did you not see where I praised the work of all blue collar workers? I
not only praised them, but love the show "Dirty Jobs" and am glad we
have people doing these very important jobs. You have got to be proud
of your son, he is doing what he wants to do.