"Dave Hall" wrote in message
...
On Wed, 19 Dec 2007 23:54:48 GMT, wrote:

It is a specific policy from Progressive for my boat. I have another
specific policy on my jetski. Like I said, they paid a professional
marine salvage company to haul my boat out after it was washed about
60 miles or so down the Ohio river over 4 dams. When it went down
river it had a full tank of gas, the engine had oil in it and the
outdrive had a full load of gear lube. I rapeled down a godforsaken
riverbank to view the boat before it was hauled back into the river
and from what I could see I doubt that any of these fluids remained
intact. The insurnace adjuster said that the salvage company would
take the needed actions to meet environmental requirements to get the
boat out. I never paid a cent nor heard anything from anybody about
the boat so all I can say is I was satisfied. No surveys were asked
for or required. In fact I can't think of any way that I could have
sent them one as I never saw an agent.

Dave Hall


Regardless of who you carry insurance with, you should specifically ask if
it includes fuel spill coverage which has nothing to do with damage, loss or
salvage of the boat itself. Usually the standard coverage is for half a
million and is intended to protect you against claims for reimbursement
costs to clean up the spill. It could be that the Progressive policies
include that, but most homeowner "rider" policies don't.

Eisboch

On Thu, 20 Dec 2007 03:04:06 -0500, "Eisboch" wrote:

It could be that the Progressive policies
include that, but most homeowner "rider" policies don't.

It's odd that you should mention that.

We were told recently that we need to adjust our rental insurance to
include fuel spill insurance.

Seriously. I started looking into it and sure enough - some states
are now requiring additional specifications for residential oil
storage and if those specifications aren't met, insurance is required.

A lot of local farms have had to build spill-proof bunkers for fuel
storage above ground.

On Thu, 20 Dec 2007 03:04:06 -0500, "Eisboch" wrote:


"Dave Hall" wrote in message
.. .
On Wed, 19 Dec 2007 23:54:48 GMT, wrote:

It is a specific policy from Progressive for my boat. I have another
specific policy on my jetski. Like I said, they paid a professional
marine salvage company to haul my boat out after it was washed about
60 miles or so down the Ohio river over 4 dams. When it went down
river it had a full tank of gas, the engine had oil in it and the
outdrive had a full load of gear lube. I rapeled down a godforsaken
riverbank to view the boat before it was hauled back into the river
and from what I could see I doubt that any of these fluids remained
intact. The insurnace adjuster said that the salvage company would
take the needed actions to meet environmental requirements to get the
boat out. I never paid a cent nor heard anything from anybody about
the boat so all I can say is I was satisfied. No surveys were asked
for or required. In fact I can't think of any way that I could have
sent them one as I never saw an agent.

Dave Hall


Regardless of who you carry insurance with, you should specifically ask if
it includes fuel spill coverage which has nothing to do with damage, loss or
salvage of the boat itself. Usually the standard coverage is for half a
million and is intended to protect you against claims for reimbursement
costs to clean up the spill. It could be that the Progressive policies
include that, but most homeowner "rider" policies don't.

Eisboch


The fuel spill coverage came automatically with my Progressive policy for
the Key West. USAA now forwards their boat coverage to Progressive.
--
John H