I have had the boat for a about a month now. It has a 5.0 Ford
Injected with a Volvo Penta. I was out of San Diego the other day and
ended up in a Kelp bed. I know. I am a moron. Anyway, as I was going
through the kelp I noticed an increase in temp. I shut it off and when
I went to restart it would not turn over. We got a tow in and when we
were almost back to shore, about an hour and a half later I tried to
turn it over and it turned over fine, it just won't fire. To get to
the point, my mechanic said I overheated it and maybe collapsed the
rings. I am curious if this is something that insurance would cover
under collision? I have Progressive. Thanks

read your policy. see what they DON'T cover. I've seen engines
replaced for this same kind of thing under insurance, but most policies
are worded so its a gray area.

How long was your engine overheated for? a short time less than a
minute or 2 should not have done enough damage to cause major engine
damage.


wrote in message
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I have had the boat for a about a month now. It has a 5.0 Ford
Injected with a Volvo Penta. I was out of San Diego the other day and
ended up in a Kelp bed. I know. I am a moron. Anyway, as I was going
through the kelp I noticed an increase in temp. I shut it off and when
I went to restart it would not turn over. We got a tow in and when we
were almost back to shore, about an hour and a half later I tried to
turn it over and it turned over fine, it just won't fire. To get to
the point, my mechanic said I overheated it and maybe collapsed the
rings. I am curious if this is something that insurance would cover
under collision? I have Progressive. Thanks