"thunder" wrote in message
news
On Tue, 17 Jul 2007 06:30:40 -0400, JimH wrote:


Why should the insurance company extend *liability* coverage to a 3rd
party?

Ask State Farm, they had been doing it. It seems the OP's umbrella just
became a parasol.

That avoids the question. I ask again......why should an insurance company
extend liability coverage to a 3rd party?

State Farm corrected a mistake and did the right thing. The insured is
still protected by the umbrella policy.