NOYB wrote:
"basskisser" wrote in message
ups.com...

NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.


If you're in your mid-30's and already have everything you want in life,
then good for you.

But then what is the point of working harder and desiring advancement in
your career? I think the saddest thing is someone who is in their prime
earning years and not workig to maximum potential because of apathy. If
you're 55+ years old, that attitude is fine. But not at my age.

I agree with the apathy point. BUT, just because someone lives within
their means as opposed to being leveraged to the max, doesn't mean they
are unmotivated.

NOYB wrote:
"JohnH" wrote in message
...
On 27 Aug 2006 13:07:03 -0700, "basskisser" wrote:


Don White wrote:
JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser"
wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing
any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.

NOYB can't think small, because the stuff he has is making up for his
lack of manhood!

Attack mode. Why? You weren't attacked.

Here it is, a nice Sunday, lot's of friendly conversation on a range of
subjects, and you come in like a rabid pit bull...

Why? What does it serve?

He can't help it. Jealousy I would guess.

See? I rest my case, John!

NOYB wrote:
"basskisser" wrote in message
ups.com...

JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:


JohnH wrote:
On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing
any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--
No, John, he certainly was, and always has, passed judgements on
others.

I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
No, I didn't think he was passing judgement on me. He was, however,
passing judgement on Don.

I was passing judgement on people who have no ambition in life. If you
think that that describes Don, then it's you who is passing judgement.

Uh, no you weren't. You didn't even mention ambition. Don said maybe
you should think smaller, and you immediately said thinking smaller is
for the unmotivated in life.

NOYB wrote:
"JohnH" wrote in message
...
On Sun, 27 Aug 2006 19:09:03 GMT, Don White
wrote:

JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser" wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.

Nah. He came back with a bit of philosophy to counteract the bit you gave
him. He's already bought his boat, so 'thinking small' wouldn't work for
this one anyway. Thinking small is what I'm doing for my *next* boat -
maybe a 17-18'er.

It's actually what I'm thinking for my next boat too. Instead of having a
30 foot offshore boat, and 17' nearshore/inshore boat, I'm thinking about
buying something in the 25-26 foot range to replace both boats. I could get
a trailer for it, and tow it to the keys or the east coast for a change of
scenary.

Thinking small is for the unmotivated.

"basskisser" wrote in message
oups.com...

NOYB wrote:
"JohnH" wrote in message
...
On Sun, 27 Aug 2006 19:09:03 GMT, Don White
wrote:

JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser"
wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you
think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing
any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few
years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing
of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.

Nah. He came back with a bit of philosophy to counteract the bit you
gave
him. He's already bought his boat, so 'thinking small' wouldn't work
for
this one anyway. Thinking small is what I'm doing for my *next* boat -
maybe a 17-18'er.

It's actually what I'm thinking for my next boat too. Instead of having
a
30 foot offshore boat, and 17' nearshore/inshore boat, I'm thinking about
buying something in the 25-26 foot range to replace both boats. I could
get
a trailer for it, and tow it to the keys or the east coast for a change
of
scenary.

Thinking small is for the unmotivated.

Good point. I'll get the 25-26 footer to tow to East Coast on weekends, and
look into buying a 40-something foot sportfish for over here.

"basskisser" wrote in message
oups.com...

Uh, no you weren't. You didn't even mention ambition.

motivated=ambitious
unmotivated=lacks ambition.
thinking small=lacks ambition=unmotivated

"Harry Krause" wrote in message
. ..
NOYB wrote:
"basskisser" wrote in message
oups.com...
NOYB wrote:
"JohnH" wrote in message
...
On Sun, 27 Aug 2006 19:09:03 GMT, Don White
wrote:

JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser"
wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small
No thanks. Thinking small is for the unmotivated in life.
You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you
think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.
bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not
passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--
No, John, he certainly was, and always has, passed judgements on
others.

I'm discussing only the post you responded to, not the past few
years.

I'm surprised that you'd take a philosophical comment like,
"Thinking
small
is for the unmotivated in life" as a personal attack or the passing
of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John
Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand
by
my common sense advice.
Nah. He came back with a bit of philosophy to counteract the bit you
gave
him. He's already bought his boat, so 'thinking small' wouldn't work
for
this one anyway. Thinking small is what I'm doing for my *next* boat -
maybe a 17-18'er.
It's actually what I'm thinking for my next boat too. Instead of
having a
30 foot offshore boat, and 17' nearshore/inshore boat, I'm thinking
about
buying something in the 25-26 foot range to replace both boats. I
could get
a trailer for it, and tow it to the keys or the east coast for a change
of
scenary.
Thinking small is for the unmotivated.

Good point. I'll get the 25-26 footer to tow to East Coast on weekends,
and look into buying a 40-something foot sportfish for over here.





You could buy my Parker.

I like your boat, but if I downsize, I'm sticking with two engines and cabin
accommodations similar to what I have now. The Everglades 265 EX is the one
that I have my eye on. It gets about 70% better fuel economy than my Grady
(at 25-30mph it gets 2.7+ mpg vs. 1.6 mpg for the Grady), tops out about 10
mph faster (55.7mph with twin 225 Yamaha's), and it's insurable because it's
under 30'.

On 28 Aug 2006 04:48:33 -0700, "basskisser" wrote:


JohnH wrote:
On 27 Aug 2006 13:05:45 -0700, "basskisser" wrote:


JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:


JohnH wrote:
On 27 Aug 2006 09:12:34 -0700, "basskisser" wrote:


NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his statement?
Maybe he was just saying how *he* feels about life, and not passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--
No, John, he certainly was, and always has, passed judgements on
others.

I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
No, I didn't think he was passing judgement on me. He was, however,
passing judgement on Don. As I said before, that's all he does here is
pass judgement on others.

OK, you stated your opinion. My opinion is different. In either case,
they're both opinions.

NOYB has talked of his practice, his house, his boat, his insurance, his
fishing, his finances, and his politics, among other things. None of that
is 'passing judgement', so to say that's *all* he does here wouldn't be
quite truthful, would it?

It would be darned close. Take a look. You'll see that almost all of
his posts, whether he's talking about any of the above or not, end up
with him passing judgement on someone.

No, I don't see that at all. But, maybe I'm not looking for things to fight
about.
--
******************************************
***** Hope your day is great! *****
******************************************

John

On 28 Aug 2006 04:51:19 -0700, "basskisser" wrote:


NOYB wrote:
"JohnH" wrote in message
...
On 27 Aug 2006 13:07:03 -0700, "basskisser" wrote:


Don White wrote:
JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser"
wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing
any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.

NOYB can't think small, because the stuff he has is making up for his
lack of manhood!

Attack mode. Why? You weren't attacked.

Here it is, a nice Sunday, lot's of friendly conversation on a range of
subjects, and you come in like a rabid pit bull...

Why? What does it serve?

He can't help it. Jealousy I would guess.

See? I rest my case, John!

Whoa, whoa, whoa...

You made three or four attacking posts, and NOYB responded with one of his
own. Then you say you rest your case. There was no reason for your initial
attacks!
--
******************************************
***** Hope your day is great! *****
******************************************

John

On Mon, 28 Aug 2006 00:39:51 GMT, "Calif Bill"
wrote:


"Shortwave Sportfishing" wrote in message
.. .
On Sun, 27 Aug 2006 07:57:16 -0400, JohnH wrote:

On Sun, 27 Aug 2006 11:50:32 GMT, Shortwave Sportfishing
wrote:

On Sun, 27 Aug 2006 10:26:27 GMT, "Clams Canino"
wrote:

Insure it for liability only and accept your own risks in this world.

When Nobby wrote this, I became immediately interested in this and did
some asking around with some people I know in the insurance business.

Apparently, even liability insurance is going to become hard to get.
The complete lack of common sense in the small boating world is
getting to them. For example, yesterday, I was talking with a DCR cop
before I launched (safety inspection of the boat) up at Lake
Chargogagoggmanchaugagoggchabungamungagogg, he said that him and his
partner wrote eleven tickets in 2 hours for everything from no PFDs to
overloaded boats with no PFDs, no fire extinguishers, children w/o
PFDs, etc. He wrote one pontoon boat up with 12 people on board with
open containers and the driver was .97 on the BA.

I don't know this for a fact you understand - that's just what I was
told - but companies have been taking a beating on boat insurance to
the point where it's not profitable anymore. I know with my Ranger,
which has a total replacement policy, boat, motor, trailer and gear at
a stated value, when I installed the new E-TEC 200, I insured it for
full replacement value of $17,000 - my insurance doubled. I didn't
change the value of the boat or trailer - just the engine.

I have never had a claim - ever - over 25 years with the same company
and they doubled my insurance premium. When I checked with two other
companies, I was surprised to learn they don't write stated value
replacement policies anymore and as to value, they will only write a
depreciated value - meaning that the lowest value even if the boat is
perfect and well maintained.

It's only going to get worse.

I must be very lucky. My current insurance runs $336/year for $26,500
limit
on the boat and trailer.

Does that mean that the boat is insured for $26,500? As in if
something happened to the boat, you would get $26,500?

I've got to call and have them adjust the limit
downwards to the current market value, which I'm guessing is in the $15K
range.

Where to get an estimate of current fair market value??

NADA is what I understand insurance companies use, but they will also
use BUC and one other I can't remember at the moment - what ever shows
the greatest depreciated value.

If you are only paying $336 for $26,500, I'd leave it alone. It's
going to cost you more to replace it.

Yacht policies are written for an agreed value. A major difference from
Statefarm writing a policy on a boat.


I just dropped mine from 26.5K down to 15.1K. We'll see what the difference
in costs is.
--
******************************************
***** Hope your day is great! *****
******************************************

John