JohnH wrote:
On Sun, 27 Aug 2006 19:09:03 GMT, Don White wrote:


JohnH wrote:

On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:



JohnH wrote:


On 27 Aug 2006 09:12:34 -0700, "basskisser" wrote:



NOYB wrote:


"Don White" wrote in message
...



Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his statement?
Maybe he was just saying how *he* feels about life, and not passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.


Nah. He came back with a bit of philosophy to counteract the bit you gave
him. He's already bought his boat, so 'thinking small' wouldn't work for
this one anyway. Thinking small is what I'm doing for my *next* boat -
maybe a 17-18'er.
--
******************************************
***** Hope your day is great! *****
******************************************

John

There may be hope for you after all. Now if you'd look at a nice
sensible Lexus instead of an impractical Porsche...

"basskisser" wrote in message
ups.com...

NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.


If you're in your mid-30's and already have everything you want in life,
then good for you.

But then what is the point of working harder and desiring advancement in
your career? I think the saddest thing is someone who is in their prime
earning years and not workig to maximum potential because of apathy. If
you're 55+ years old, that attitude is fine. But not at my age.

"Don White" wrote in message
...
JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser" wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.

Thinking modestly has a much different meaning from thinking small.

"JohnH" wrote in message
...
On 27 Aug 2006 13:07:03 -0700, "basskisser" wrote:


Don White wrote:
JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser"
wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing
any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.

NOYB can't think small, because the stuff he has is making up for his
lack of manhood!

Attack mode. Why? You weren't attacked.

Here it is, a nice Sunday, lot's of friendly conversation on a range of
subjects, and you come in like a rabid pit bull...

Why? What does it serve?

He can't help it. Jealousy I would guess.

"JohnH" wrote in message
...
On Sun, 27 Aug 2006 19:09:03 GMT, Don White
wrote:

JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:


JohnH wrote:

On 27 Aug 2006 09:12:34 -0700, "basskisser" wrote:


NOYB wrote:

"Don White" wrote in message
...


Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--

No, John, he certainly was, and always has, passed judgements on
others.


I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
******************************************
***** Hope your day is great! *****
******************************************

John

Since I was the one who advised to "think small", I thought NOYB was
jabbing at me. Maybe I should have said 'think modestly'.
Obviously some here have no need to even consider that, but I stand by
my common sense advice.

Nah. He came back with a bit of philosophy to counteract the bit you gave
him. He's already bought his boat, so 'thinking small' wouldn't work for
this one anyway. Thinking small is what I'm doing for my *next* boat -
maybe a 17-18'er.

It's actually what I'm thinking for my next boat too. Instead of having a
30 foot offshore boat, and 17' nearshore/inshore boat, I'm thinking about
buying something in the 25-26 foot range to replace both boats. I could get
a trailer for it, and tow it to the keys or the east coast for a change of
scenary.

"basskisser" wrote in message
ups.com...

JohnH wrote:
On 27 Aug 2006 10:47:03 -0700, "basskisser" wrote:


JohnH wrote:
On 27 Aug 2006 09:12:34 -0700, "basskisser"
wrote:


NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for
appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his
statement?
Maybe he was just saying how *he* feels about life, and not passing
any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--
No, John, he certainly was, and always has, passed judgements on
others.

I'm discussing only the post you responded to, not the past few years.

I'm surprised that you'd take a philosophical comment like, "Thinking
small
is for the unmotivated in life" as a personal attack or the passing of
judgement on you.
--
No, I didn't think he was passing judgement on me. He was, however,
passing judgement on Don.

I was passing judgement on people who have no ambition in life. If you
think that that describes Don, then it's you who is passing judgement.

"basskisser" wrote in message
oups.com...

NOYB wrote:
"basskisser" wrote in message
ups.com...

NOYB wrote:
"Clams Canino" wrote in message
hlink.net...
Insure it for liability only and accept your own risks in this
world.


Can't. The bank requires insurance that covers the loan amount.

Pay cash.

I did for every boat I've owned up until now. I just didn't have 100
grand
laying around, but I could afford the payments.

I don't know too many guys in their mid-30's who have a house, boat, car,
etc. paid for in cash.

I know many, many people who paid cash for their boats.

Like I said, I've paid cash for the previous four boats that I bought (one
of which I still own). But I decided that I wanted a larger boat that can
run offshore, and one that the family and I could overnight on...and I
needed to use financing to obtain it.

"Don White" wrote in message
...
NOYB wrote:
"basskisser" wrote in message
ups.com...

NOYB wrote:

"Clams Canino" wrote in message
. earthlink.net...

Insure it for liability only and accept your own risks in this world.


Can't. The bank requires insurance that covers the loan amount.

Pay cash.


I did for every boat I've owned up until now. I just didn't have 100
grand laying around, but I could afford the payments.

I don't know too many guys in their mid-30's who have a house, boat, car,
etc. paid for in cash.




You paid for that house in cash? Thought I read that you mortgaged it and
only make interest payments.

No. I mortgaged the house, and have a payment on the 30' grady. I own my
wife's Sequoia, my 17' Whaler, and everything else. I was talking about the
mythical folks Kevin speaks of who are 30 years old and paid cash for
everything that they have.

"ACP" wrote in message
...

"Don White" wrote in message
...
NOYB wrote:
"basskisser" wrote in message
ups.com...

NOYB wrote:

"Clams Canino" wrote in message
.earthlink.net...

Insure it for liability only and accept your own risks in this world.


Can't. The bank requires insurance that covers the loan amount.

Pay cash.


I did for every boat I've owned up until now. I just didn't have 100
grand laying around, but I could afford the payments.

I don't know too many guys in their mid-30's who have a house, boat,
car, etc. paid for in cash.




You paid for that house in cash? Thought I read that you mortgaged it
and only make interest payments.

Read what he wrote again, he didn't write that "he" paid cash for
everything.

Exactly.

"NOYB" wrote in message
news


But then what is the point of working harder and desiring advancement in
your career? I think the saddest thing is someone who is in their prime
earning years and not workig to maximum potential because of apathy. If
you're 55+ years old, that attitude is fine. But not at my age.


Hey!

Not to bring a dog to this debate, but for most people, their prime earning
and maximum potential years in terms of a career is in their 50's to 60's.

NOYB, as your "handle" stipulates, this question is none of my business, so
ignore it if you desire, but I am curious. Are you married? Do you have
any dependents, married or not?

I ask because your seemingly aggressive financial approach to life makes
perfect sense to me for a single person with no current or future financial
responsibilities other than to himself/herself. I am not saying it's right
or wrong but if someone in their mid 30's with a financial responsibility
for others who highly leverages themselves with interest only mortgages,
plus car and boat loans at basically the beginning of their career and
earning potential is taking a bit of a risk, IMHO. Old school maybe, but
too much debt can be a career killer no matter how much you earn at the
moment.

My question was prompted by your statement to Don White, "No thanks.
Thinking small is for the unmotivated in life."


Eisboch