Insure it for liability only and accept your own risks in this world.

-W

"NOYB" wrote in message
.net...
It's insurance! Or lack thereof. In Florida, it is now impossible to
insure a boat over 30' long valued at more than $100,000 if the boat:

a) doesn't have a trailer

and/or

b) is more than 5 model years old (2001 and older are uninsurable if
they're
over 30 feet and valued at more than $100,000)


I just applied for quotes from NBOA, Boater's Choice, Progressive, and 2
or
three others. All said the same thing: no dice.

Progressive was willing to write my boat for $100,000 coverage (it's
valued
at $113k though) to the tune of $4500/year.

I'm with Boat/US, and insured for $113,000 for just under $3000/year. I
was
looking to save some money, and it's apparent that that isn't going to
happen.


Read this thread on thehulltruth.com to understand how bad it is in
Florida
now:

http://www.thehulltruth.com/forums/t...114956&start=1


Guys cannot get financing on boats because they can't insure them.

"Clams Canino" wrote in message
hlink.net...
Insure it for liability only and accept your own risks in this world.


Can't. The bank requires insurance that covers the loan amount.

NOYB wrote:
"Clams Canino" wrote in message
hlink.net...
Insure it for liability only and accept your own risks in this world.


Can't. The bank requires insurance that covers the loan amount.

Pay cash.

basskisser wrote:
NOYB wrote:

"Clams Canino" wrote in message
rthlink.net...

Insure it for liability only and accept your own risks in this world.


Can't. The bank requires insurance that covers the loan amount.


Pay cash.



That right. Think small & pay cash.

"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

On 27 Aug 2006 09:12:34 -0700, "basskisser" wrote:


NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.

bk, do you think that NOYB was trying to be controversial in his statement?
Maybe he was just saying how *he* feels about life, and not passing any
judgements on others.

Why the attacks?

It's a nice Sunday...chill out.
--
******************************************
***** Hope your day is great! *****
******************************************

John

"basskisser" wrote in message
ups.com...

NOYB wrote:
"Don White" wrote in message
...

Think small

No thanks. Thinking small is for the unmotivated in life.

You think that because someone has a boat that they really like,
although it may be smaller than yours is "unmotivated"? Do you think
that just because someone isn't financially overextended is
"unmotivated"? I think that people who overextend just for appearances
are fools.


If you're in your mid-30's and already have everything you want in life,
then good for you.

But then what is the point of working harder and desiring advancement in
your career? I think the saddest thing is someone who is in their prime
earning years and not workig to maximum potential because of apathy. If
you're 55+ years old, that attitude is fine. But not at my age.

NOYB wrote:
"Don White" wrote in message
...


Think small


No thanks. Thinking small is for the unmotivated in life.



I suppose..we all don't have a way of getting our hands into the purses
& pockets of the blue rinse crowd.

"basskisser" wrote in message
ups.com...

NOYB wrote:
"Clams Canino" wrote in message
hlink.net...
Insure it for liability only and accept your own risks in this world.


Can't. The bank requires insurance that covers the loan amount.

Pay cash.

I did for every boat I've owned up until now. I just didn't have 100 grand
laying around, but I could afford the payments.

I don't know too many guys in their mid-30's who have a house, boat, car,
etc. paid for in cash.