"Don White" wrote in message
...
Black Dog wrote:
JimH wrote:

............for boat insurance each year, including liability?



My cost is modest compared to most here, but then so is my boat. About
$160/year Canadian for my 1984 Sirius 21'Sailboat.

Stella


Mine is about $100.00 and is an addition to my home policy.
This covers my 1986 Sandpiper 565, the 6hp Evinrude outboard and the
original Easy Hauler roller boat trailer.

I used to insure that way - basically a rider on the house policy. Nothing
wrong with it for smaller boats. However, as the boats got bigger and
heavier the potential damage to it or things I might accidentally hit grew
larger. That, plus the fact that oil/fuel spills are not covered by these
types of rider policies became the influence to change to a full bore marine
policy.

RCE

On Fri, 3 Mar 2006 12:23:44 -0500, "RCE" wrote:

That, plus the fact that oil/fuel spills are not covered by these
types of rider policies became the influence to change to a full bore marine
policy.

There are other good reasons as well. My experience many years ago
with a modest claim on a homeowners type policy was that the adjustors
knew almost nothing about boats and marine equipment.