.............for boat insurance each year, including liability?

I know there are a bunch of variables, most especially where you live. The
bottom line is cost/foot/year.

For 'us':

We have always had an "agreed to" hull value policy and are presently paying
$12/foot/year for both the boat and trailer on our modest 7 year old 20 foot
runabout. We live in NE Ohio and dock in Vermilion, OH on the south shore
of Lake Erie. We also carry an umbrella policy to cover us over and beyond
the boat policy basic $500K liability limits, but that is not figured into
the cost I quoted.

I no longer have the records on what we paid for other previously owned
boats since we sold them so I cannot offer other comparisons, although I
think the cost/foot/year was pretty comparable to what we paid for our 32
footer in 2003.

So what is your cost/foot/year for property and casualty insurance on your
boat..........and where do you live/dock?