What a boat, what a ride, what a fantastic week! I *will* go for another cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I expected.
I had taken three paperbacks to read, along with a new Nikon D70 book, to read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter underwent an MRI
which showed three breast tumors. Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to have a test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene from her
mother, who died of 'abdominal' cancer. She, however, is concerned that if the
test comes back positive, she will lose her health insurance. Has anyone ever
heard of that?

--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan

"PocoLoco" wrote in message
...
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book, to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter underwent
an MRI
which showed three breast tumors. Biopsies showed two to be benign, but
one is
malignant. Now the younger daughter is very concerned, and wants to have a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene from
her
mother, who died of 'abdominal' cancer. She, however, is concerned that if
the
test comes back positive, she will lose her health insurance. Has anyone
ever
heard of that?

--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan

Good news......but rather bad news. Sorry to hear about the latter.

"PocoLoco" wrote in message
...
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book, to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to have a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene from
her
mother, who died of 'abdominal' cancer. She, however, is concerned that if
the
test comes back positive, she will lose her health insurance. Has anyone
ever
heard of that?

No. They can't drop her.. If she has group insurance, she can even switch
to another group and can't be turned down. However, if she has individually
medically underwritten insurance, she'll have a hard time switching
insurance plans if she ever decided to switch later on.

"NOYB" wrote in message
ink.net...

"PocoLoco" wrote in message
...
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book, to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Indeed.

On Sun, 30 Oct 2005 20:53:50 -0500, " *JimH*" wrote:


"NOYB" wrote in message
link.net...

"PocoLoco" wrote in message
...
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book, to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Indeed.


Again, thanks!

--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan

On Mon, 31 Oct 2005 01:47:33 GMT, "NOYB" wrote:


"PocoLoco" wrote in message
.. .
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book, to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to have a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene from
her
mother, who died of 'abdominal' cancer. She, however, is concerned that if
the
test comes back positive, she will lose her health insurance. Has anyone
ever
heard of that?

No. They can't drop her.. If she has group insurance, she can even switch
to another group and can't be turned down. However, if she has individually
medically underwritten insurance, she'll have a hard time switching
insurance plans if she ever decided to switch later on.



Thanks.

She is in a group plan under her husband's job. He works for a big defense
contractor. I'm glad to hear they can't drop her.

--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan

"PocoLoco" wrote in message
...
On Mon, 31 Oct 2005 01:47:33 GMT, "NOYB" wrote:


"PocoLoco" wrote in message
. ..
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book,
to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter
underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to have
a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene from
her
mother, who died of 'abdominal' cancer. She, however, is concerned that
if
the
test comes back positive, she will lose her health insurance. Has anyone
ever
heard of that?

No. They can't drop her.. If she has group insurance, she can even switch
to another group and can't be turned down. However, if she has
individually
medically underwritten insurance, she'll have a hard time switching
insurance plans if she ever decided to switch later on.



Thanks.

She is in a group plan under her husband's job. He works for a big defense
contractor. I'm glad to hear they can't drop her.


Nondiscrimination - A requirement that group health plans not discriminate
against you based on your health status. Your coverage under a group health
plan cannot be denied or restricted, nor can you be charged a higher
premium, due to your health status. Group health plans can restrict your
coverage based on other factors (such as part time employment) that are
unrelated to health status.

http://www.cobrahealth.com/insurancedefinitions.html

On Mon, 31 Oct 2005 02:54:03 GMT, "NOYB" wrote:


"PocoLoco" wrote in message
.. .
On Mon, 31 Oct 2005 01:47:33 GMT, "NOYB" wrote:


"PocoLoco" wrote in message
...
What a boat, what a ride, what a fantastic week! I *will* go for another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book,
to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter
underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to have
a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene from
her
mother, who died of 'abdominal' cancer. She, however, is concerned that
if
the
test comes back positive, she will lose her health insurance. Has anyone
ever
heard of that?

No. They can't drop her.. If she has group insurance, she can even switch
to another group and can't be turned down. However, if she has
individually
medically underwritten insurance, she'll have a hard time switching
insurance plans if she ever decided to switch later on.



Thanks.

She is in a group plan under her husband's job. He works for a big defense
contractor. I'm glad to hear they can't drop her.


Nondiscrimination - A requirement that group health plans not discriminate
against you based on your health status. Your coverage under a group health
plan cannot be denied or restricted, nor can you be charged a higher
premium, due to your health status. Group health plans can restrict your
coverage based on other factors (such as part time employment) that are
unrelated to health status.

http://www.cobrahealth.com/insurancedefinitions.html


Thanks again! That's some good info.

--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan

"PocoLoco" wrote in message
...
On Mon, 31 Oct 2005 01:47:33 GMT, "NOYB" wrote:


"PocoLoco" wrote in message
. ..
What a boat, what a ride, what a fantastic week! I *will* go for
another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book,
to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter
underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to
have a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene
from
her
mother, who died of 'abdominal' cancer. She, however, is concerned
that if
the
test comes back positive, she will lose her health insurance. Has
anyone
ever
heard of that?

No. They can't drop her.. If she has group insurance, she can even
switch
to another group and can't be turned down. However, if she has
individually
medically underwritten insurance, she'll have a hard time switching
insurance plans if she ever decided to switch later on.



Thanks.

She is in a group plan under her husband's job. He works for a big
defense
contractor. I'm glad to hear they can't drop her.

I would check into the insurance laws of the state she lives in. That
will govern all the "what if's"


--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan

On Sun, 30 Oct 2005 23:12:37 -0500, "P. Fritz"
wrote:


"PocoLoco" wrote in message
.. .
On Mon, 31 Oct 2005 01:47:33 GMT, "NOYB" wrote:


"PocoLoco" wrote in message
. ..
What a boat, what a ride, what a fantastic week! I *will* go for
another
cruise
on the "Disney Magic", regardless of the number of kids aboard!

The service, food, entertainment, and atmosphere were much more than I
expected.
I had taken three paperbacks to read, along with a new Nikon D70 book,
to
read
rather than be bored.

I finished none of them.

However, we had some bad news waiting for us. My older daughter
underwent
an MRI
which showed three breast tumors.



I'm so sorry to hear that John. She is in our prayers.

Biopsies showed two to be benign, but one is
malignant. Now the younger daughter is very concerned, and wants to
have a
test
of her genes to determine if she inherited the BRAC1 or BRAC2 gene
from
her
mother, who died of 'abdominal' cancer. She, however, is concerned
that if
the
test comes back positive, she will lose her health insurance. Has
anyone
ever
heard of that?

No. They can't drop her.. If she has group insurance, she can even
switch
to another group and can't be turned down. However, if she has
individually
medically underwritten insurance, she'll have a hard time switching
insurance plans if she ever decided to switch later on.



Thanks.

She is in a group plan under her husband's job. He works for a big
defense
contractor. I'm glad to hear they can't drop her.

I would check into the insurance laws of the state she lives in. That
will govern all the "what if's"


--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan


That's the next thing on the 'to do' list. Thanks!

--
John H

"The trouble with our liberal friends is not that they're ignorant:
It's just that they know so much that isn't so."

Ronald Reagan