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Bill McKee wrote:
Long term care is not covered by SS. Really? I was under the impression that Social Security offered a variety of supplemental benefits which were the same thing, in effect. I suppose one just can't rely on what the Social Security office tells one... ... As to less than the max, you buy a less than max policy. Really? I'd never have guessed. And there quickly comes a point where one cannot buy effective coverage, period. Does SS cover those below that point? Nod your head yes... ... As to your children, get a term life policy. And don't count the cost of that, so as to maintain the fiction that SS is more expensive than comparable insurance? ... And when the widows and children act (as SS was originally known) it was not the national retirement plan. It still isn't "the national retirement plan" except for those who are either very low on the economic scale and/or too friggin' stupid to save for their own future. Which are you? DSK |
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