On Sat, 07 Feb 2004 20:03:47 -0500, Gene Kearns
wrote:

On Sat, 7 Feb 2004 19:37:44 -0500, "Trainfan1"
wrote:


Capt Frank,

Get on the stick... you have a valid homeowner's claim to file. Don't let
the statute run!

Rob
*

You are missing the point. You can *file* all you want and they will
just say, "No." (Note that this is one of the few things that just
say, "No" works for.) Sure, you can then defend yourself against a
"No" in court if you've got 2 years and *still* want to collect $.30
on the dollar.... or less...

For example..... got an outboard? Pull out your policy and see if
it is covered. I'm betting most of you are covered less than $.30 on
the dollar and if the OB is over about 8 years old you are paying for
insurance that won't cover *anything* on or about the OB....

I can vouch for Gene's research on this one. I discovered my
outboards on both boats weren't covered full replacement value -
something like .40¢ on the dollar if I remember correctly. Needless
to say, that changed for agreed upon value.

Later,

Tom
S. Woodstock, CT
----------

"To the fisherman born there is nothing
so provoking of curiosity as a fishing rod
in a case."

Roland Pertwee, "The River God" (1928)