Try your state's department of insurance. I had a problem with an auto claim
several years ago and a quick letter to http://www.ins.state.il.us/ took care of
the problem in less than two weeks. The check even came with a letter of
apology! The insurance companies can lose their ability to operate in an entire
state if they have too many problems.

I mentioned this in another post but I recently switched to Progressive. State
Farm's rates skyrocketed in Florida. They even sent a note explaining the
unusually high increase with the renewal notice. With Progressive, I maxed out
my liability limits and I am still saving over $200 per year vs State Farms new
premium. Fortunately, I can't comment on either company's claims procedures.

Dan


Capt Frank Hopkins wrote:
"Del Cecchi" wrote in message
...

"Capt Frank Hopkins" wrote in message
rthlink.net...

Hi All,
[snip]


I did check with homeowner's policy. Because the boat is listed as a "second
home" on the taxes, the primary policy does not cover theft losses. A rather
sneaky catch 22. The chip is not covered because the adjuster chose not to
cover it. No amount of arguing could get her to change her mind. I was under
the impresssion that all the boat's equipment was 100% covered. It turns
out, only the actual boat and manufacturer installed equipment is 100%
covered. Owner installed "accessories" are covered at a pro-rata amount. The
insuranace company gets to determine the discount.

I did contact my attorney, who said that there is a claim there, but by the
time I pay his fees, court costs, and the 5 years it will take to chase the
claim through the courts, It will cost me more then the loss I could
recover.

I am looking for a new insurance company. The good hands developed stickey
fingers.

C.F.


Check your homeowner's insurance. It might cover stuff like tools and
fishing poles. That is often the case.
And why did they cover the GPS but not the chip in it?

Shows that the additional cost of "replacement cost" coverage might be
justified. And when you find out where I can buy one of those 2 year old
generators for 40% of new, drop me a line. Sounds like my price range

del

State Farm sucks. They were writing a policy on my smaller boat, both cars,
my house, and an umbrella policy. About three months ago, they wouldn't
write one on my bigger boat (stored on a rack in an enclosed building)
because the building was in "Coastal Waters". They now don't get to write
one on *any* of my possessions. I was going to check Progressive until I
read that their Director was one of the biggest contributors to moveon.org
(about $1.5 million).



"Dan Krueger" wrote in message
hlink.net...
Try your state's department of insurance. I had a problem with an auto
claim
several years ago and a quick letter to http://www.ins.state.il.us/ took
care of
the problem in less than two weeks. The check even came with a letter of
apology! The insurance companies can lose their ability to operate in an
entire
state if they have too many problems.

I mentioned this in another post but I recently switched to Progressive.
State
Farm's rates skyrocketed in Florida. They even sent a note explaining the
unusually high increase with the renewal notice. With Progressive, I
maxed out
my liability limits and I am still saving over $200 per year vs State
Farms new
premium. Fortunately, I can't comment on either company's claims
procedures.

Dan


Capt Frank Hopkins wrote:
"Del Cecchi" wrote in message
...

"Capt Frank Hopkins" wrote in message
rthlink.net...

Hi All,
[snip]


I did check with homeowner's policy. Because the boat is listed as a
"second
home" on the taxes, the primary policy does not cover theft losses. A
rather
sneaky catch 22. The chip is not covered because the adjuster chose not
to
cover it. No amount of arguing could get her to change her mind. I was
under
the impresssion that all the boat's equipment was 100% covered. It turns
out, only the actual boat and manufacturer installed equipment is 100%
covered. Owner installed "accessories" are covered at a pro-rata amount.
The
insuranace company gets to determine the discount.

I did contact my attorney, who said that there is a claim there, but by
the
time I pay his fees, court costs, and the 5 years it will take to chase
the
claim through the courts, It will cost me more then the loss I could
recover.

I am looking for a new insurance company. The good hands developed
stickey
fingers.

C.F.


Check your homeowner's insurance. It might cover stuff like tools and
fishing poles. That is often the case.
And why did they cover the GPS but not the chip in it?

Shows that the additional cost of "replacement cost" coverage might be
justified. And when you find out where I can buy one of those 2 year
old
generators for 40% of new, drop me a line. Sounds like my price range

del

Do you have a link to his affiliation with those extremists? I'd like to email
it back to them...

Thanks,
Dan


NOYB wrote:
State Farm sucks. They were writing a policy on my smaller boat, both cars,
my house, and an umbrella policy. About three months ago, they wouldn't
write one on my bigger boat (stored on a rack in an enclosed building)
because the building was in "Coastal Waters". They now don't get to write
one on *any* of my possessions. I was going to check Progressive until I
read that their Director was one of the biggest contributors to moveon.org
(about $1.5 million).



"Dan Krueger" wrote in message
hlink.net...

Try your state's department of insurance. I had a problem with an auto

claim

several years ago and a quick letter to http://www.ins.state.il.us/ took

care of

the problem in less than two weeks. The check even came with a letter of
apology! The insurance companies can lose their ability to operate in an

entire

state if they have too many problems.

I mentioned this in another post but I recently switched to Progressive.

State

Farm's rates skyrocketed in Florida. They even sent a note explaining the
unusually high increase with the renewal notice. With Progressive, I

maxed out

my liability limits and I am still saving over $200 per year vs State

Farms new

premium. Fortunately, I can't comment on either company's claims

procedures.

Dan


Capt Frank Hopkins wrote:

"Del Cecchi" wrote in message
...


"Capt Frank Hopkins" wrote in message
. earthlink.net...


Hi All,
[snip]


I did check with homeowner's policy. Because the boat is listed as a

"second

home" on the taxes, the primary policy does not cover theft losses. A

rather

sneaky catch 22. The chip is not covered because the adjuster chose not

to

cover it. No amount of arguing could get her to change her mind. I was

under

the impresssion that all the boat's equipment was 100% covered. It turns
out, only the actual boat and manufacturer installed equipment is 100%
covered. Owner installed "accessories" are covered at a pro-rata amount.

The

insuranace company gets to determine the discount.

I did contact my attorney, who said that there is a claim there, but by

the

time I pay his fees, court costs, and the 5 years it will take to chase

the

claim through the courts, It will cost me more then the loss I could
recover.

I am looking for a new insurance company. The good hands developed

stickey

fingers.

C.F.



Check your homeowner's insurance. It might cover stuff like tools and
fishing poles. That is often the case.
And why did they cover the GPS but not the chip in it?

Shows that the additional cost of "replacement cost" coverage might be
justified. And when you find out where I can buy one of those 2 year

old

generators for 40% of new, drop me a line. Sounds like my price range

del

"Dan Krueger" wrote in message
hlink.net...
Do you have a link to his affiliation with those extremists? I'd like to
email
it back to them...

I'll find the link, but here's the text:

"Billionaires Join Soros to Defeat Bush
George Soros says he would pony up his $7 billion fortune if it could defeat
George Bush this November.

Soros has already donated tens of millions to groups like MoveOn.org and
left-wing "527s" to defeat Bush.

But Soros is not the only billionaire who has a passionate hatred for George
Bush.

MoveOn recently reported that Peter B. Lewis, chairman of Progressive Corp.,
has already given $1.5 million to the group.

Lewis is so anxious to help MoveOn he now promises to match the amount
contributed to MoveOn by any contributor, 50 cents for each dollar donated
up to $20,000. "

NOYB wrote:

"Dan Krueger" wrote in message
hlink.net...
Do you have a link to his affiliation with those extremists? I'd like to
email
it back to them...

I'll find the link, but here's the text:

"Billionaires Join Soros to Defeat Bush
George Soros says he would pony up his $7 billion fortune if it could defeat
George Bush this November.

Soros has already donated tens of millions to groups like MoveOn.org and
left-wing "527s" to defeat Bush.

But Soros is not the only billionaire who has a passionate hatred for George
Bush.

MoveOn recently reported that Peter B. Lewis, chairman of Progressive Corp.,
has already given $1.5 million to the group.

Lewis is so anxious to help MoveOn he now promises to match the amount
contributed to MoveOn by any contributor, 50 cents for each dollar donated
up to $20,000. "



Ahhh. Good for Lewis. And at least it is personal, not business.

--
Email sent to is never read.

"Harry Krause" wrote in message
...
NOYB wrote:

"Dan Krueger" wrote in message
hlink.net...
Do you have a link to his affiliation with those extremists? I'd like
to
email
it back to them...

I'll find the link, but here's the text:

"Billionaires Join Soros to Defeat Bush
George Soros says he would pony up his $7 billion fortune if it could
defeat
George Bush this November.

Soros has already donated tens of millions to groups like MoveOn.org and
left-wing "527s" to defeat Bush.

But Soros is not the only billionaire who has a passionate hatred for
George
Bush.

MoveOn recently reported that Peter B. Lewis, chairman of Progressive
Corp.,
has already given $1.5 million to the group.

Lewis is so anxious to help MoveOn he now promises to match the amount
contributed to MoveOn by any contributor, 50 cents for each dollar
donated
up to $20,000. "



Ahhh. Good for Lewis. And at least it is personal, not business.


Lewis represents a corporation on the NYSE and he's held accountable to the
stockholders. His choice to openly oppose Bush will have a negative impact
on his company...both in the near-term, and, especially if Bush is
reelected.

How's this?

Mr. Lewis,
I just read that you pledged $1.5MM to moveon.org. I realize that everyone is
entitled to lend their support to any cause they choose, but are you sure it is
in the best interest of your company, customers, and stockholders to align
yourself with an organization whose platform is simply "anyone but President
Bush"? How would you feel about the money you spent if, God forbid, Al Sharpton
would win? Someone in your position should certainly have the intellect to back
a particular candidate for their particular platform rather than throwing a
million and a half dollars at a left-wing "organization" that will do the
thinking for you.

I look forward to your response.

Regards,
Dan Krueger

NOYB wrote:
"Harry Krause" wrote in message
...

NOYB wrote:


"Dan Krueger" wrote in message
arthlink.net...

Do you have a link to his affiliation with those extremists? I'd like

to

email

it back to them...

I'll find the link, but here's the text:

"Billionaires Join Soros to Defeat Bush
George Soros says he would pony up his $7 billion fortune if it could

defeat

George Bush this November.

Soros has already donated tens of millions to groups like MoveOn.org and
left-wing "527s" to defeat Bush.

But Soros is not the only billionaire who has a passionate hatred for

George

Bush.

MoveOn recently reported that Peter B. Lewis, chairman of Progressive

Corp.,

has already given $1.5 million to the group.

Lewis is so anxious to help MoveOn he now promises to match the amount
contributed to MoveOn by any contributor, 50 cents for each dollar

donated

up to $20,000. "



Ahhh. Good for Lewis. And at least it is personal, not business.



Lewis represents a corporation on the NYSE and he's held accountable to the
stockholders. His choice to openly oppose Bush will have a negative impact
on his company...both in the near-term, and, especially if Bush is
reelected.

"Dan Krueger" wrote in message
hlink.net...
Do you have a link to his affiliation with those extremists? I'd like to
email
it back to them...


Here's the link:
http://www.newsmax.com/archives/ic/2...2/222640.shtml

NOYB wrote:

"Dan Krueger" wrote in message
hlink.net...
Do you have a link to his affiliation with those extremists? I'd like to
email
it back to them...


Here's the link:
http://www.newsmax.com/archives/ic/2...2/222640.shtml



Newsmax...hehehe. The "news sources" whose news "articles" call for the
re-election of Dubya Dummy. What do the Moonies at the Wash Times have
to say?
--
Email sent to is never read.

"Harry Krause" wrote in message
...
NOYB wrote:

"Dan Krueger" wrote in message
hlink.net...
Do you have a link to his affiliation with those extremists? I'd like
to
email
it back to them...


Here's the link:
http://www.newsmax.com/archives/ic/2...2/222640.shtml



Newsmax...hehehe. The "news sources" whose news "articles" call for the
re-election of Dubya Dummy. What do the Moonies at the Wash Times have
to say?

His donation history to moveon.org is an irrefutable fact...it's not
Newmax's opinion. You seem to have a hard time differentiating between
objective and subjective writing. I find this perplexing since you write
for a living.