Sorry to here about your loss...............

having grown up in a house with a father who has been in the insurance
business for 40+ years [commercial, not personal] and listening to his
stories in dealing with customers, it amazes me how little attention people
pay to their insurance needs and policies

The best advice Dad ever gave me was to find a good "agent" company should
be secondary. Find someone you feel you can trust and then take the time to
sit down and discuss in depth what your needs are, and as Capt. stated CHECK
YOUR POLICY.

Also, don't jump companies every year just because premiums are a couple of
bucks cheaper. I have been with the same co. / agent for 25 years and it
has paid off the last 3. My 19 year old son had 4 accidents in 3 years. 2
his fault, 2 not. Thanks to our long relationship resulting in "guaranteed
renewal status" I have not had to worry about being canceled and sent
looking at non-standard [expensive] companies.

just my 2 cents

bc

"Capt Frank Hopkins" wrote in message
hlink.net...
Hi All,
After a throughly incompetent investigation by the local constabulary, I
took the list of missing items to the insurance comapny. Here are the
results:

Generator: 2 years old, depreciated 60% Cost 1900.00
Paid 900.00
GPS 18 Months Old. depreciated 12% Cost 799.00
703.12
GPS Cartographic chip not covered Cost 125.00
Fishing Poles not covered Cost
90.00
Binox depreciated %75 Cost 299.00
99.60
tools not covered Cost
159.00
Magnagrille not covered Cost
179.00
Magnagrille mount not covered Cost 45.00
TV-DVD player Depreciated 75% Cost 399.00
99.75

Total Loss
3995.00 Insurance Payment 1802.47

Net Loss 2192.53

Moral, Check your insurance policy to determine what is covered and what
is
not!