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"Bert Robbins" wrote in message ... "Harry Krause" wrote in message ... Bert Robbins wrote: "Harry Krause" wrote in message ... Don White wrote: "Bert Robbins" wrote in message ... Don, I see that you still can't think for yourself. Maybe I'd be a good candidate for your army. Would you vouch for me? Bert is again making nasty comments about fellow posters? What's your point, asshole! Some people cannot behave? Some of us aren't puppets like you are a puppet. ....with Gepetto as the craftsman who carved him from wood. |
NOYB wrote:
"Bert Robbins" wrote in message ... "Harry Krause" wrote in message ... Bert Robbins wrote: "Harry Krause" wrote in message ... Don White wrote: "Bert Robbins" wrote in message ... Don, I see that you still can't think for yourself. Maybe I'd be a good candidate for your army. Would you vouch for me? Bert is again making nasty comments about fellow posters? What's your point, asshole! Some people cannot behave? Some of us aren't puppets like you are a puppet. ...with Gepetto as the craftsman who carved him from wood. Less than a week! --- what will it take, or is this group beyond redemption? |
"Jim," wrote in message ... NOYB wrote: "Bert Robbins" wrote in message ... "Harry Krause" wrote in message ... Bert Robbins wrote: "Harry Krause" wrote in message ... Don White wrote: "Bert Robbins" wrote in message ... Don, I see that you still can't think for yourself. Maybe I'd be a good candidate for your army. Would you vouch for me? Bert is again making nasty comments about fellow posters? What's your point, asshole! Some people cannot behave? Some of us aren't puppets like you are a puppet. ...with Gepetto as the craftsman who carved him from wood. Less than a week! --- what will it take, or is this group beyond redemption? They're called zingers, Jim. I'm sorry you miss the humor in it. Please note, however, that I never resort to name-calling, as I choose to take a less pedomorphic approach. |
"Jim," wrote in message ... John H wrote: On Tue, 08 Mar 2005 23:20:30 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 22:22:54 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 21:06:20 GMT, "Jim," wrote: He recorded all the payroll taxes he paid into the system (including the matching amount from his employer), tracked down the return the Social Security Trust Fund earned for each of the 45 years, and then compared the result with what he would have gotten had he been able to invest the same amount of payroll tax money over the same period in the Dow Jones Industrial Average (including dividends). Which explains why one should never put all their investment eggs in one basket. Even the Thrift Savings Plan allows diversification. We can all find examples which would give a return less than the social security return. John H "All decisions are the result of binary thinking." The Dow is composed of 10 companies supposedly representing a cross section of American industry (loosely defined of late) and is updated periodically -- so go back to 1950 and see just how many companies he invested in. I believe the Dow is a good measure of the economy, and lists the type of large cap conservative company one should invest in for their retirement. Go here and read up: http://www.djindexes.com/mdsidx/inde...ntWeights&rpts ymbol=DJI&sitemapid=20 I'm wondering what happened to the other twenty companies that made up the Dow Jones Industrial Average up to about 10 minutes ago. Your investment beliefs may not be all that wise. John H "All decisions are the result of binary thinking." Yes I mistyped -- Dow 30 (in the beginning it was 12)-- BUT how many companies have been represented since 1950? Find a list here http://www.djindexes.com/mdsidx/down..._Hist_Comp.pdf Some of the companies no longer exist, but were the strong companies of their time. All in all I'd consider them reasonably good investments for the long haul. See http://www.finfacts.com/Private/cure...erformance.htm For the returns from 1939 to 2004 The Social Security Act was signed by FDR on 8/14/35. Taxes were collected for the first time in January 1937 and the first one-time, lump-sum payments were made that same month. Regular ongoing monthly benefits started in January 1940. You just made the point that the Dow was *not* a good investment. Now you're saying it was. Something in all this doesn't track for me. John H "All decisions are the result of binary thinking." As the article stated it depends on timing. Sometimes you win; sometimes you lose. Think you can predict where the market will be 30-40 years from now? The SS "trust" fund is backed by by bonds insured by the "full faith and credit of the United States" (not sure just how much that's worth these days.) Which means we have to pay the money again as we now have to retire those bonds paid for with SS money. Explain how giving a lot of free money to the government to spend as they like and write an IOU for it is good business practice? How does this help the economy? |
"Jim," wrote in message ... Calif Bill wrote: "Jim," wrote in message ... John H wrote: On Tue, 08 Mar 2005 21:06:20 GMT, "Jim," wrote: He recorded all the payroll taxes he paid into the system (including the matching amount from his employer), tracked down the return the Social Security Trust Fund earned for each of the 45 years, and then compared the result with what he would have gotten had he been able to invest the same amount of payroll tax money over the same period in the Dow Jones Industrial Average (including dividends). Which explains why one should never put all their investment eggs in one basket. Even the Thrift Savings Plan allows diversification. We can all find examples which would give a return less than the social security return. John H "All decisions are the result of binary thinking." The Dow is composed of 10 companies supposedly representing a cross section of American industry (loosely defined of late) and is updated periodically -- so go back to 1950 and see just how many companies he invested in. I believe the Dow is a good measure of the economy, and lists the type of large cap conservative company one should invest in for their retirement. there are presently 30 companies that make up the DJ Industrials. They started in the 1884 with 12. http://djindexes.com/mdsidx/download..._Hist_Comp.pdf And I think the total return for the DJ over the last 30 years is 9%. This will sure beat the heck out of Treasuries over the same period. You have to calculate dividends reinvested as part of the return. Motley Fool probably has the returns on their site for total return with reinvested dividends. So why doesn't the government take the plunge if it's such a sure thing? Pay the shortfall in SS; bring down the deficit; and as a shareholder be able to influence cooperate decisions. What part of the government do you not understand? It is an unnatural act for them to spend less than they take in, and you know the politicians do not like to do unnatural acts in public. Other than when Newt Grindrich controlled Congress for a couple of years, the Congress has spent mucho excess money every year, for at least 50 years. Worse thing we have is "Zero Based Budgeting"! A built in inflation factor of a great % and when they cut spending 2%, they still raised spending 5%+. They should be required to budget like the rest of us. |
On Wed, 09 Mar 2005 02:45:38 GMT, "Jim," wrote:
John H wrote: On Tue, 08 Mar 2005 23:20:30 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 22:22:54 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 21:06:20 GMT, "Jim," wrote: He recorded all the payroll taxes he paid into the system (including the matching amount from his employer), tracked down the return the Social Security Trust Fund earned for each of the 45 years, and then compared the result with what he would have gotten had he been able to invest the same amount of payroll tax money over the same period in the Dow Jones Industrial Average (including dividends). Which explains why one should never put all their investment eggs in one basket. Even the Thrift Savings Plan allows diversification. We can all find examples which would give a return less than the social security return. John H "All decisions are the result of binary thinking." The Dow is composed of 10 companies supposedly representing a cross section of American industry (loosely defined of late) and is updated periodically -- so go back to 1950 and see just how many companies he invested in. I believe the Dow is a good measure of the economy, and lists the type of large cap conservative company one should invest in for their retirement. Go here and read up: http://www.djindexes.com/mdsidx/inde... &sitemapid=20 I'm wondering what happened to the other twenty companies that made up the Dow Jones Industrial Average up to about 10 minutes ago. Your investment beliefs may not be all that wise. John H "All decisions are the result of binary thinking." Yes I mistyped -- Dow 30 (in the beginning it was 12)-- BUT how many companies have been represented since 1950? Find a list here http://www.djindexes.com/mdsidx/down..._Hist_Comp.pdf Some of the companies no longer exist, but were the strong companies of their time. All in all I'd consider them reasonably good investments for the long haul. See http://www.finfacts.com/Private/cure...erformance.htm For the returns from 1939 to 2004 The Social Security Act was signed by FDR on 8/14/35. Taxes were collected for the first time in January 1937 and the first one-time, lump-sum payments were made that same month. Regular ongoing monthly benefits started in January 1940. You just made the point that the Dow was *not* a good investment. Now you're saying it was. Something in all this doesn't track for me. John H "All decisions are the result of binary thinking." As the article stated it depends on timing. Sometimes you win; sometimes you lose. Think you can predict where the market will be 30-40 years from now? The SS "trust" fund is backed by by bonds insured by the "full faith and credit of the United States" (not sure just how much that's worth these days.) If I had the choice of where to put my SS money, bonds would be a place I'd consider. Here are the choices currently available to those entitled to use the Thrift Savings Plan: TSP Fund Information Sheets Each TSP participant has a choice of investing in five investment funds. They are the G Fund, F Fund, C Fund, S Fund, and I Fund. Review the details of each fund to fully understand its potential risks and benefits. G Fund Government Securities Investment Fund F Fund Fixed Income Index Investment Fund C Fund Common Stock Index Investment Fund S Fund Small Capitalization Stock Index Investment Fund. Click here to learn more about the change to the index that the S Fund tracks. I Fund International Stock Index Investment Fund. Click here to view the reasons why the change in the I Fund share price does not always correspond to the change in the EAFE Index which it tracks. Here's the site: http://www.tsp.gov/rates/fundsheets.html Click on the "G Fund" to get information on the government securities fund and see how it has performed. We keep the investment spread throughout the funds, changing the spread every now and then. John H "All decisions are the result of binary thinking." |
On Wed, 09 Mar 2005 03:46:11 GMT, "Jim," wrote:
NOYB wrote: "Bert Robbins" wrote in message ... "Harry Krause" wrote in message ... Bert Robbins wrote: "Harry Krause" wrote in message ... Don White wrote: "Bert Robbins" wrote in message ... Don, I see that you still can't think for yourself. Maybe I'd be a good candidate for your army. Would you vouch for me? Bert is again making nasty comments about fellow posters? What's your point, asshole! Some people cannot behave? Some of us aren't puppets like you are a puppet. ...with Gepetto as the craftsman who carved him from wood. Less than a week! --- what will it take, or is this group beyond redemption? Implying that Harry is made of wood is not name-calling. It may even be a compliment. John H "All decisions are the result of binary thinking." |
John H wrote:
On Wed, 09 Mar 2005 02:45:38 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 23:20:30 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 22:22:54 GMT, "Jim," wrote: John H wrote: On Tue, 08 Mar 2005 21:06:20 GMT, "Jim," wrote: He recorded all the payroll taxes he paid into the system (including the matching amount from his employer), tracked down the return the Social Security Trust Fund earned for each of the 45 years, and then compared the result with what he would have gotten had he been able to invest the same amount of payroll tax money over the same period in the Dow Jones Industrial Average (including dividends). Which explains why one should never put all their investment eggs in one basket. Even the Thrift Savings Plan allows diversification. We can all find examples which would give a return less than the social security return. John H "All decisions are the result of binary thinking." The Dow is composed of 10 companies supposedly representing a cross section of American industry (loosely defined of late) and is updated periodically -- so go back to 1950 and see just how many companies he invested in. I believe the Dow is a good measure of the economy, and lists the type of large cap conservative company one should invest in for their retirement. Go here and read up: http://www.djindexes.com/mdsidx/inde... &sitemapid=20 I'm wondering what happened to the other twenty companies that made up the Dow Jones Industrial Average up to about 10 minutes ago. Your investment beliefs may not be all that wise. John H "All decisions are the result of binary thinking." Yes I mistyped -- Dow 30 (in the beginning it was 12)-- BUT how many companies have been represented since 1950? Find a list here http://www.djindexes.com/mdsidx/down..._Hist_Comp.pdf Some of the companies no longer exist, but were the strong companies of their time. All in all I'd consider them reasonably good investments for the long haul. See http://www.finfacts.com/Private/cure...erformance.htm For the returns from 1939 to 2004 The Social Security Act was signed by FDR on 8/14/35. Taxes were collected for the first time in January 1937 and the first one-time, lump-sum payments were made that same month. Regular ongoing monthly benefits started in January 1940. You just made the point that the Dow was *not* a good investment. Now you're saying it was. Something in all this doesn't track for me. John H "All decisions are the result of binary thinking." As the article stated it depends on timing. Sometimes you win; sometimes you lose. Think you can predict where the market will be 30-40 years from now? The SS "trust" fund is backed by by bonds insured by the "full faith and credit of the United States" (not sure just how much that's worth these days.) If I had the choice of where to put my SS money, bonds would be a place I'd consider. Here are the choices currently available to those entitled to use the Thrift Savings Plan: TSP Fund Information Sheets Each TSP participant has a choice of investing in five investment funds. They are the G Fund, F Fund, C Fund, S Fund, and I Fund. Review the details of each fund to fully understand its potential risks and benefits. G Fund Government Securities Investment Fund F Fund Fixed Income Index Investment Fund C Fund Common Stock Index Investment Fund S Fund Small Capitalization Stock Index Investment Fund. Click here to learn more about the change to the index that the S Fund tracks. I Fund International Stock Index Investment Fund. Click here to view the reasons why the change in the I Fund share price does not always correspond to the change in the EAFE Index which it tracks. Here's the site: http://www.tsp.gov/rates/fundsheets.html Click on the "G Fund" to get information on the government securities fund and see how it has performed. We keep the investment spread throughout the funds, changing the spread every now and then. John H "All decisions are the result of binary thinking." Since the "G" fund is government securities, the question arises "Why doesn't the SS administration invest in it?" I believe the latest bonds in the SS trust fund are earning about 3% |
John H wrote:
On Wed, 09 Mar 2005 03:46:11 GMT, "Jim," wrote: NOYB wrote: "Bert Robbins" wrote in message ... "Harry Krause" wrote in message ... Bert Robbins wrote: "Harry Krause" wrote in message ... Don White wrote: "Bert Robbins" wrote in message ... Don, I see that you still can't think for yourself. Maybe I'd be a good candidate for your army. Would you vouch for me? Bert is again making nasty comments about fellow posters? What's your point, asshole! Some people cannot behave? Some of us aren't puppets like you are a puppet. ...with Gepetto as the craftsman who carved him from wood. Less than a week! --- what will it take, or is this group beyond redemption? Implying that Harry is made of wood is not name-calling. It may even be a compliment. John H "All decisions are the result of binary thinking." Perhaps All YOUR decisions are the result of binary thinking, But I know an insult when I see one. |
"Harry Krause" wrote in message ... NOYB wrote: "Harry Krause" wrote in message ... Bert Robbins wrote: "Don White" wrote in message ... "Bert Robbins" wrote in message ... Don, I see that you still can't think for yourself. Maybe I'd be a good candidate for your army. Would you vouch for me? No, the US model is to encourage and develop leadership at all levels of the military. It is one of the principles that makes the US military second to none in the world. Really? The U.S. military has not "won" a shooting war against a signifant enemy since WW II. Thanks to the pussification of our military. I suspect that the "rules of engagement" were quite a bit different when Patton was sweeping through Germany than when our troops were operating in Vietnam (even *if* a certain US Senator/Former patrol boat captain *did* shoot wounded unarmed Vietnamese). Our loss in Vietnam had to do with the fact that we were facing a highly motivated, dogged, group of people willing to fight to the death in massive numbers to get us the hell out of their country. We lost, they won. Period. If we had given the military the objective of winning the war and had Johnson stay out of the hour to hour war fighting decisions then the war would have been won. Tet in '68 was a bad time for the VC and NVA and we should have pursued the VC and NVA and killed and the war would have been over by 1970. |
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