Doug Kanter wrote:

"Dave Hall" wrote in message
...
Doug Kanter wrote:

"Gould 0738" wrote in message
...
In all fairness, Chuck, the cost of buying your own Blue Choice
policy
here
(Rochester) is about $6-7k per year.

Does that $7k a year policy also carry a $3000 deductible?

Are you being facetious?

If not, and I understand your question, co-pays are $5 for normal doctor
visit, $10-$15 for specialists, and if I recall, $35 or $50 for E.R.
Surgery
is also under $100.


I think, in this case, Chuck is working from some erroneous information.

Dave



Well, I'm not sure. I made a similar mistake last week in a discussion. If
you look at the "cash price" that your employer pays for each employee in a
group plan (before your contribution or the employer's), it's usually much
lower than the price you get if call Blue Choice or whoever and say "I'm a
sole proprietor. How much will same kind of plan cost me?"


That's true, and largely due to the "volume discount" that a large
grouping of employees rates. A corporation can also encourage wellness
programs, stop smoking clinics, and offer physical fitness discounts at
heath spas. All these factors contribute to a lower risk assessment for
large group memberships.

Dave