On Fri, 19 Dec 2014 07:47:24 +0000, RGrew176
wrote:


The Home Depot hack caught a lot of us. I used to use my debit card
exclusively as at that time I had no credit cards after closing all of
them out and paying off the balances.

When the HD hack occured I got an email from my bank stating that my
debit card was on their watch list. A few weeks later someone in Russia
tried to use the number to charge something. The bank caught it
prevented the transaction and sent me a new debit card.

About that time I applied for and got a new credit card which I now use
exclusively instead of the debit card paying off the balance each month.
It is safer in some ways to use the CC instead of the debit card, in
fact since I got the new CC I have only used my debit card when drawing
out cash from the ATM.

I'm wondering if the HD hack is what got ours. We use credit cards and
got a letter from the bank that the cards had been 'compromised'. No
further info. Told to keep using them until we got the new ones -
which took a couple months because the system was so backed up. There
hadn't been any outside charges on ours.

Sure did make us realize how many 'automatic' credit card charges we
have out there.