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Someone Else[_3_]

Mr. Luddite wrote:
On 12/18/2014 5:13 PM, Boating All Out wrote:
In article ,
says...

On Thu, 18 Dec 2014 13:29:11 -0800 (PST), True North
wrote:

D'oh!
Got a phone message from my bank this morning advising that there
nay have been fraudulent activity on my card.
Fired up the BlackBerry and sure enough there was a charge for
withdrawal of US funds from my account totaling just over 400.00
CDN around 10 PM last night. What the 'ell!
Had to go right down to the bank and get a new debit card.
Supposedly bank's fraud division will get back to me within 4 days
and refund my money when they are convinced it's fraud.
Nice Christmas present from the criminal element.

===

Sorry to hear that.

I don't know about Canadian law but in the US there are much stronger
protections for credit cards than debit cards. I generally advise
people to not use debit cards for anything other than ATM withdrawals.

I turned down the debit card from my bank (Chase) and insisted they
provide an ATM card. They did, but I had to insist.

What's the difference between a "debit" and an "ATM" card?

It used to be the Visa or MC logo that would allow them to run it as a
credit card. I'm not aware of any difference in personal liability.