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Wayne.B

On Fri, 8 Aug 2014 10:02:07 -0700 (PDT), wrote:

On Friday, August 8, 2014 12:24:44 PM UTC-4, wrote:

I do have a handy little DOS program that does most of this kind of
math (Mortgage calculator, loan tables etc and it includes a "time for
withdrawal" that computes how long it takes to deplete a fixed amount
of money invested at a particular interest rate.

This is a tiny program and it seems to run fine on any windoze
platform.

I have something that can do the same thing. It's called a CPA wife. Operating requirements are a bit more expensive, er, extensive though. :-

===

The wild card in all of those calculations is the question of how long
are you going to live? The folks who sell the annuities have
professional actuaries with advanced degrees who do those calculations
for a living. You and your doctor may know more about your health
than they do however.

Califbill

Wayne.B wrote:
On Fri, 8 Aug 2014 10:02:07 -0700 (PDT), wrote:

On Friday, August 8, 2014 12:24:44 PM UTC-4, wrote:

I do have a handy little DOS program that does most of this kind of
math (Mortgage calculator, loan tables etc and it includes a "time for
withdrawal" that computes how long it takes to deplete a fixed amount
of money invested at a particular interest rate.

This is a tiny program and it seems to run fine on any windoze
platform.

I have something that can do the same thing. It's called a CPA wife.
Operating requirements are a bit more expensive, er, extensive though. :-

===

The wild card in all of those calculations is the question of how long
are you going to live? The folks who sell the annuities have
professional actuaries with advanced degrees who do those calculations
for a living. You and your doctor may know more about your health
than they do however.

That is the major question. I have good health and mom made it to 96. I
think they are figuring 15 years and about 3%.

Poco Loco

On Fri, 08 Aug 2014 17:11:31 -0400, Wayne.B wrote:

On Fri, 8 Aug 2014 10:02:07 -0700 (PDT), wrote:

On Friday, August 8, 2014 12:24:44 PM UTC-4, wrote:

I do have a handy little DOS program that does most of this kind of
math (Mortgage calculator, loan tables etc and it includes a "time for
withdrawal" that computes how long it takes to deplete a fixed amount
of money invested at a particular interest rate.

This is a tiny program and it seems to run fine on any windoze
platform.

I have something that can do the same thing. It's called a CPA wife. Operating requirements are a bit more expensive, er, extensive though. :-

===

The wild card in all of those calculations is the question of how long
are you going to live? The folks who sell the annuities have
professional actuaries with advanced degrees who do those calculations
for a living. You and your doctor may know more about your health
than they do however.

My break even was around the 80 year mark. I smoked for 38 years. I figured if I made it much past
80 the rest would be a gift anyway. So I started drawing at 62. Glad I did.

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