In article ,
says...

On Tue, 17 Sep 2013 16:00:16 -0500, Boating All Out
wrote:

In article ,
says...


My plan is also a UHC HMO, I pay something every month and IBM pays
the rest. It is probably what you call "gold". I still have a
deductible and a $5 copay for the doc (including specialists.)


To me a "gold" is - I think - an "F" plan.
But maybe they use the term "plantinum" and I'm misusing "gold."
I gave an example of what my elderly folks have.
Pretty sure it costs them about $360-380 a month total for both of them.
They pay NOTHING beyond that. According to them.
But the premium is a big chunk of their income.
If they had to shell out 2 g's like you did, they would blow their
gaskets.

These things are state by state. It sounds like $2k would not get
close to your deductible either.

I am hoping I actually get better choices at the exchange but I am not
confident.

Up to you. My folks are Floridians.
And of course $2k wouldn't hit my deductible, since it's $3.8k.
But I know that - and I don't pay any premiums.
I can write a $2k check any time. Or a $3.8k check.
Otherwise I wouldn't go with the no-premium supplemental.
My folks are paying about $4k in premiums to avoid my deductible and
higher co-pays. That works for them, given their use of health care.
Mine works for me - for now.
Besides that, they can't write a $2k check, but can manage monthly
premiums. Lots of people are like that. Living check-to-check.
I'm puzzled. You're sounding like you want a free ride.
Like you had with IBM. I've had free rides too. But this is now.
So fuggedaboutit.

You and I are just 2 of many millions who have to deal with Medicare
supplementals. We're not special.
Best we can do is know our options, and then select what suits us best.
No sense crying about it.

You are talking about the same Medicare supplementals that those
millions of others have to deal with, aren't you?
Not sure, because you mention the "exchange."

There is no ACA exchange or marketplace for Medicare supplementals.
It's the same Medicare supplemental market it has been in the recent
past. The ACA hasn't changed that.
The ACA only strengthened Medicare. Here.
http://www.medicare.gov/about-us/aff...fordable-care-
act.html

So I don't even know if we're on the same page.
You're jumping around. Maybe dancing. To me, it's jumping.
I'd appreciate it if you stayed on point.
Not that I expect it.