On Thu, 27 Jun 2013 13:43:47 -0400, John H
wrote:

Forgot this. Next month I plan to remove my portfolio from the Wells Fargo management folks. They've
been consistently well under performing the S&P. My question to them is why not just invest
everything in the SPDR S&P 500? At least I wouldn't be as far behind the S&P as I've been, nor would
I be paying them for 'management'.

(Thirty years in the military did not teach me a lot about investing.)

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I think that's a good plan. Charles Schwab has excellent service and
low commissions, especially compared to Wells Fargo. The Vanguard
index funds (which can be purchased directly or via Schwab) are
excellent and have low management fees.