In article , says...

On 9/30/2012 10:58 AM, wrote:
On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote:

In article ,
says...

On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote:

In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.

How? You mean I don't REALLY have a debit card?

In Europe they use pre-loaded smart cards.

They use preloaded cards because their electronic banking system is
not that great across the borders. people are likely to cross.



I just don't understand how the elites don't understand the differences
in simple logistics here and over there... Comparing us to Europe just
doesn't work, it's apples to oranges.

Our monetary systems work the same, moron.

On 9/30/2012 11:58 AM, iBoaterer wrote:
In article , says...

On 9/30/2012 10:58 AM, wrote:
On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote:

In article ,
says...

On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote:

In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.

How? You mean I don't REALLY have a debit card?

In Europe they use pre-loaded smart cards.

They use preloaded cards because their electronic banking system is
not that great across the borders. people are likely to cross.



I just don't understand how the elites don't understand the differences
in simple logistics here and over there... Comparing us to Europe just
doesn't work, it's apples to oranges.

Our monetary systems work the same, moron.

Cite!

In article m,
says...

On 9/30/2012 11:58 AM, iBoaterer wrote:
In article , says...

On 9/30/2012 10:58 AM, wrote:
On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote:

In article ,
says...

On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote:

In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.

How? You mean I don't REALLY have a debit card?

In Europe they use pre-loaded smart cards.

They use preloaded cards because their electronic banking system is
not that great across the borders. people are likely to cross.



I just don't understand how the elites don't understand the differences
in simple logistics here and over there... Comparing us to Europe just
doesn't work, it's apples to oranges.

Our monetary systems work the same, moron.

Cite!

http://www.civitas.org.uk/eufacts/FSECON/EC9.htm

On Sun, 30 Sep 2012 10:08:43 -0400, wrote:

On Sun, 30 Sep 2012 09:14:24 -0400, Meyer wrote:

On 9/30/2012 8:52 AM, iBoaterer wrote:
In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.


In what respect? What is the advantage to debit cards?

We have debit cards because we don't need or want credit. Credit cards
are one of the reasons the American economy is in the shape it is in,
now.

I will note, that a LOT of the unmanageable credit run up on credit
cards is due to the uncontrolled expense of health care.

http://bucks.blogs.nytimes.com/2012/...dit-card-debt/

Pay it off every month, and it won't be such a burden to your economy. In fact, it can be a boon
because of the paybacks that come with its use.

In article ,
says...

On Sun, 30 Sep 2012 12:19:41 -0400, iBoaterer wrote:

In article m,
says...


I just don't understand how the elites don't understand the differences
in simple logistics here and over there... Comparing us to Europe just
doesn't work, it's apples to oranges.

Our monetary systems work the same, moron.

Cite!

http://www.civitas.org.uk/eufacts/FSECON/EC9.htm


A great article disproving your point.
When did a US state drop out of the banking system like UK did in
1992?

whooooosh.......

"Meyer" wrote in message
b.com...

On 9/30/2012 8:52 AM, iBoaterer wrote:
In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.


In what respect? What is the advantage to debit cards?


-------------------------------
the advantage they have is the debit cards are more secure with Pin and
Chip. A lot harder to clone. They use less credit cards because they are
not accepted as many places as here. Friends have a small donut shop.
Customers want to use a credit card for a 2 dollar purchase of coffee and
donut. They would lose money on the sale as there is a $0.24 transaction
fee minimum in place of a percentage charge. Same for Debit cards, they
have to pay fee. Europe merchants would not accept a card in a small place
like a donut shop. Lots of B&B's do not take credit cards. And if you get
out of the bigger cities and towns lots of merchants do not accept cards at
all. I use credit cards a lot as I get a percent back on the AMEX and miles
on the Master Card. They never carry a balance, so not interest charges.

"iBoaterer" wrote in message
...

In article , says...

On 9/30/2012 10:34 AM, Meyer wrote:
On 9/30/2012 10:27 AM, iBoaterer wrote:
In article ,
says...

On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote:

In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.

How? You mean I don't REALLY have a debit card?

In Europe they use pre-loaded smart cards.

Preloaded with what? Please don't say, your money.

I think we here in the US call them....

wait for it...


Debit cards!

There you go...

Uh, are you as stupid as you post???


--------------------

No he is confused. We have preloaded cards here. Those with bad credit use
them. Europe uses debit cards just like us. Linked to your bank account.
You must not have ever been to Europe, or only for a short vacation, as you
seem to be lacking in experience. Debit cards are not normally preloaded,
but credit cards than can be used as debit are.

On 9/30/2012 3:38 PM, Califbill wrote:
"iBoaterer" wrote in message
...

In article , says...

On 9/30/2012 10:34 AM, Meyer wrote:
On 9/30/2012 10:27 AM, iBoaterer wrote:
In article ,
says...

On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote:

In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.

How? You mean I don't REALLY have a debit card?

In Europe they use pre-loaded smart cards.

Preloaded with what? Please don't say, your money.

I think we here in the US call them....

wait for it...


Debit cards!

There you go...

Uh, are you as stupid as you post???


--------------------

No he is confused. We have preloaded cards here. Those with bad credit
use them. Europe uses debit cards just like us. Linked to your bank
account. You must not have ever been to Europe, or only for a short
vacation, as you seem to be lacking in experience. Debit cards are not
normally preloaded, but credit cards than can be used as debit are.


Exactly what I said... we call them debit cards here, and they are by
nature preloaded because they only work if you "load" your account with
money first.... The guy is a dope...

On 9/30/2012 12:06 PM, Meyer wrote:
On 9/30/2012 11:58 AM, iBoaterer wrote:
In article , says...

On 9/30/2012 10:58 AM, wrote:
On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote:

In article ,
says...

On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote:

In article ,
says...

On Thu, 27 Sep 2012 23:34:16 -0400, wrote:

On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule
wrote:

...learned something new today.

This demo is surprising. Check your cards.

http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em


No RFID cards here

Think Passport and/or TWIC cards.

We are WAY behind Europe in regards to personal finance like debit
cards, etc.

How? You mean I don't REALLY have a debit card?

In Europe they use pre-loaded smart cards.

They use preloaded cards because their electronic banking system is
not that great across the borders. people are likely to cross.



I just don't understand how the elites don't understand the differences
in simple logistics here and over there... Comparing us to Europe just
doesn't work, it's apples to oranges.

Our monetary systems work the same, moron.

Cite!

not even gonna' waste my time... snerk.

On 9/30/2012 1:44 PM, wrote:
On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote:

In article , says...

On 9/30/2012 10:58 AM, wrote:


In Europe they use pre-loaded smart cards.

They use preloaded cards because their electronic banking system is
not that great across the borders. people are likely to cross.



I just don't understand how the elites don't understand the differences
in simple logistics here and over there... Comparing us to Europe just
doesn't work, it's apples to oranges.

Our monetary systems work the same, moron.

But their credit card and debit card switches don't.
That is particularly true between northern and southern Europe. When
you get out of the Euro zone, they may not have any connectivity at
all.

Would you really want your vacation to depend on an Italian or Greek's
bank's switch working?


I was more talking about our economy and infrastructure, etc. Our
geography alone makes things a lot different for business... I don't
expect kevin to get anywhere near that...