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Harryk

wrote:
On Tue, 05 Apr 2011 14:48:28 -0400,
wrote:

wrote:
On Tue, 05 Apr 2011 10:28:41 -0600,
wrote:

Agreed, be it 3 years or a 100. But the land was cheap. Isn't just New
Orleans either, all over the world with more and more people, more
people live it flood areas, volcanoes and fault lines.
I live in a FEMA flood area, although we have not had a flood here for
the 150 year recorded history (and who knows when it was just indians)
FEMA will still require that if I do anything to my house that is more
than 50% of the appraised building price, I need to tear it down and
build 4 feet higher than I am now.
This has shocked more than a few of my neighbors since the houses are
appraised unrealistically low. Most houses have an effective cap of
around $30,000-40,000 on any additions or repairs.

Well, then, insist the assessors re-appraise your house at market value.

Most people are not willing to pay higher taxes. It was actually a
goodthing they didn't keep up with the market price in the go go days
because they would have to cut taxes now. The way it is, they are just
telling us, we were not paying enough in 04-06 and we should be happy
our taxes are staying where the SOH cap keeps them.

This did not really bother me and my projects because I did a little
at a time (open one permit, close it then open another one) and acted
as "owner/builder" so my cash outlay was pretty low compared to what I
got.
I did build everything new as storm friendly as I could.
I have impact rated windows and no drywall. It is stucco in and out
with block walls.

Smart.

If we have flooding from the Bay here, the world has ended. We're about
115 feet above sea level.

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